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743 N A St, Pensacola, FL 32501
3 beds · 3 baths · 1,606 sqft
Listing Photos coming soon! Welcome Home to Downtown Living! This stunning, one-of-a-kind custom two-story home is perfectly nestled in the heart of downtown Pensacola. From the inviting front porch to the stylish finishes throughout, this home offers a unique blend of comfort and elegance. Step inside to a beautifully designed main floor featuring 9-foot ceilings, 8-foot doors, oversized shaker-style trim, and cased windows that create a bright and open feel. The chef’s kitchen boasts quartz countertops, a tile backsplash, stainless steel appliances (including a microwave and dishwasher), a walk-in pantry, and a center island that opens to the back patio—ideal for entertaining. Also on the main level are a convenient half bath, laundry room, and a versatile flex space perfect for a home office or reading nook. Upstairs, the spacious master suite includes a large walk-in closet and a luxurious en-suite bath with a custom tiled shower, double quartz vanity, and a private water closet. Two additional bedrooms with generous closet space and a full bath featuring quartz countertops and luxury vinyl plank flooring complete the upper level. Interior upgrades include an LED lighting package, ceiling fans in all bedrooms and the living room, Coretec Pro Plus luxury vinyl plank flooring in all common areas and bathrooms, and carpet in the bedrooms. Exterior features include: Fully sodded yard with irrigation Low-E double-pane vinyl windows Fabric shield hurricane protection for all windows Taexx built-in pest control system Gas tankless water heater Privacy fence across the rear yard Detached storage shed Don’t miss your chance to own this custom beauty in one of Pensacola’s most sought-after locations!
Source: PENSACOLA #666280
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PENSACOLA #666280
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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