Welcome to 7419 Campbell Drive, nestled in the highly sought-after Stanton Crossing community—where timeless elegance, thoughtful craftsmanship, and extraordinary comfort come together in perfect harmony. Situated on a premium lot enhanced by graceful bump-outs, this residence captivates from the very first glance with its stunning stone façade, flagstone paver walkway, and inviting stepped porch framed by lush professional landscaping. A spacious two-car garage and two-car driveway add both convenience and curb appeal to this remarkable home. Step inside to an awe-inspiring, sun-filled two-story foyer, where gleaming refinished hardwood floors flow effortlessly toward a grand staircase that anchors the home with sophistication. To the right, the formal living room exudes warmth with crown molding and elegant window treatments, while to the left, the formal dining room impresses with a chandelier, chair-rail and shadow-box molding, crown accents, recessed lighting, and refined window treatments—setting the stage for unforgettable gatherings. Continue down the main corridor to the impressive two-story family room, where a dramatic floor-to-ceiling stone hearth envelops the gas fireplace. Sunlight pours through expansive windows, highlighting the intricate woodwork and elevating the room’s sense of openness and grandeur. The upgraded chef’s kitchen promises both beauty and functionality with stainless steel appliances, a gas cooktop, double wall oven, exterior-venting microwave, stainless steel refrigerator, large island, and a well-designed command center. The space flows seamlessly into the stunning morning room, graced by cathedral ceilings, abundant windows, and a designer ceiling fan–all overlooking the serene greenery of the backyard. Step outside through the private entry to your massive deck, creating an effortless indoor-outdoor living experience. A main-level bedroom or office, laundry room, mudroom, half bath, and access to the finished two-car garage complete this thoughtfully crafted level. Ascend to the private upper level, where the expansive owner’s suite greets you through double doors and features brand-new carpet, fresh paint, a sitting area, ceiling fan, elegant window treatments, and a spacious walk-in closet. The spa-inspired ensuite bathroom showcases double-door entry, dual vanities, a soaking tub, walk-in shower, and tasteful window treatments. Three additional generously sized secondary bedrooms and a full bathroom with a tub-shower complete this floor. The fully finished lower level offers exceptional versatility and comfort, complete with three bonus rooms, an upgraded wet bar, a full bathroom, a large recreation space, and a spacious utility/storage room. Walk out directly to your backyard oasis—perfect for entertaining, reflection, or weekend relaxation. Located within the desirable Stanton Crossing community, residents enjoy a warm neighborhood atmosphere paired with easy access to major highways, premium shopping centers, restaurants, parks, and top-rated schools. A residence that embodies luxury, comfort, and convenience—welcome to 7419 Campbell Drive at Stanton Crossing, where every detail feels like home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
