7410 Terranova Dr, Warrenton, VA 20187
4 beds · 3 baths · 3,064 sqft
**Open Houses on Saturday June 14 from 1-4** This is it! A hidden gem in the heart of Warrenton’s Terranova community, this charming 4-bedroom, 2.5-bath Colonial sits on nearly an acre of wooded, park-like land. From the moment you arrive, the classic brick exterior, mature trees, and peaceful surroundings create a warm and welcoming atmosphere—and the charm only deepens from there. Step inside and you’ll find space, flow, and thoughtful design around every corner. The main level is perfect for both everyday living and easy entertaining. A formal dining room and a bright sitting room offer plenty of room to host or unwind, while the inviting eat-in kitchen connects seamlessly to the cozy family room. Here, a wood stove fireplace adds rustic charm and warmth, and large sliding glass doors lead straight out to a spacious deck—ideal for cookouts, quiet morning coffee, or evening chats under the stars. Tucked just off the main level is a large bonus room with double closets. Whether you need a guest room, home office, playroom, or flex space, this one’s ready to adapt to your needs. A convenient half bath completes the main floor. In the upper level, the private primary suite offers a peaceful retreat with its own ensuite bath. Three additional bedrooms and another full bath provide plenty of space, natural light, and storage. Every room feels calm, comfortable, and ready to be lived in. The finished basement rec room adds even more space to spread out—perfect for a home gym, movie room, game space, or creative studio. This level also includes access to the oversized two-car garage, offering plenty of room for storage, tools, and vehicles. Outside, the lot is a dream. Mature trees offer privacy, shade, and beauty year-round. The rear yard is fenced, making it ideal for gardening, play, or pets. There’s also a backyard shed for added storage. And then there’s the location—tucked away yet incredibly convenient. Just off Route 29, you’re minutes from commuter lots, shops, and restaurants in historic Warrenton, and only 15 minutes to Gainesville and I-66. With flexible living spaces, peaceful surroundings, and timeless curb appeal, this Terranova home truly stands apart. Come see what makes it so special—you won’t want to leave.
Source: BRIGHT #VAFQ2016420
Source: BRIGHT #VAFQ2016420
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.