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739 Pierce Rd, Berryville, VA 22611
5 beds · 4 baths · 3,302 sqft
Charming and spacious farmhouse w/ extensive wraparound porch on almost 36 gorgeous rolling acres with 1st floor bedroom & peaceful mountain views yet so close to town! Perfect setup for equestrian lovers only a couple miles from Rt 7 & only 100 yards off paved Pierce Rd . This dream home boasts a new asphalt driveway (2024), 3,300+ linear feet of new four-board fencing (2021) & a spacious covered back deck (10' x 40') perfect for outdoor gatherings and entertaining. The 3-sided wrap-around porch features sustainably harvested Brazilian hardwood & circular raised concrete patio includes a built-in fire ring (2019). Trees offer shade, beauty, and space for bird feeders. The sizable backyard features a 40' x 80' deer-fenced garden with 380 feet of planting space in twelve 4' x 8' raised beds. Within the fenced yard there is a 10' x 12' garden shed that stores tools and supplies & a custom-built chicken coop with tack room and exercise yard for your farm fresh eggs! Additional shed protects the well pump and components. Exterior renovations in 2018 included new white Hardie board siding, a green standing seam metal roof, and a brick-clad chimney. All new windows and doors & new 14 SEER dual-zone heat pumps installed in 2017. Additional entrances access the mudroom/laundry room and a bonus room which could be an additional 1st-floor bedroom suite. Interior upgrades include scratch-resistant laminate floors covering 2,400 sq. ft. of main living areas, with waterproof vinyl in the bathrooms and kitchen and new baseboards. Upstairs baths were updated with new showers, tubs, granite vanities, and Toto toilets (2024). The downstairs powder room received a new vanity and Toto toilet (2021). The laundry room features a deep utility sink and cabinets with counter space. The 15' x 20' dream kitchen (2023) boasts stainless steel appliances, KraftMaid maple cabinets in a warm praline finish, and engineered quartz countertops. Upper cabinets extend to the ceiling, while a lower corner cabinet includes super-Susan rotating shelves. A custom-built baker’s cart provides additional counter space and neatly rolls under a countertop. The kitchen has 2 full-height pantry cabinets—one in the kitchen (42" wide) and another in the adjacent library (36" wide). Appliances include a Frigidaire professional induction cooktop, GE Café series double wall ovens, Café series dishwasher, Frigidaire Gallery full-size refrigerator, and a Frigidaire Gallery full-size deep freezer (-4 degrees) in the nearby laundry room. The countertop microwave is an Amana commercial model & custom copper backsplash behind the cooktop. The property is fenced for livestock, with a 4-board fence around the yard and property frontage, with wire fencing with a top board encloses the back and sides. Pastures can be divided into sections of 22, 9, and 5 acres. The 22-acre section has an automatic waterer, with access for other pastures if gates remain open. A farm gate with a cattle guard allows access for stock trucks and heavy vehicles, keeping them away from the house and driveway. Farm lanes have a blue stone underlayment. Outbuildings include a 30' x 30' Morton building and two run-in sheds. The Morton building is wired for electricity, piped for water, and divided into a workshop and storage room. Roofs over both sections add storage space. One side has a hangar-style door, and another has a garage door, with floor space for a tractor, mower, and utility vehicle. All well equipment was raised above ground in a heated shed (2017) with a sump pump. Water is treated with a salt-based softener and ultraviolet purifier. The septic system has been routinely maintained. (All sizes approximate) 6 horses currently on property belong to neighbor so please all gates must remain closed. The 60 acre parcel that adjoins this property is in conservation easement which means lifelong privacy for you! Call me today to schedule your private showing!
Source: BRIGHT #VACL2003768
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VACL2003768
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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