7216 Cannock Rd, Chesterfield, VA 23832
3 beds · 2 baths · 1,522 sqft
?? New Listing You’ve Got to See! This one’s been loved and it shows — from the moment you step into the ceramic tile foyer, you’ll feel right at home. The Great Room is massive and has a one-of-a-kind custom see-through fireplace, built-in bookshelves on both sides, and a TV nook with shelving that really sets the tone. Right off the Great Room is a beautiful Florida room with skylights and a dry bar — perfect for relaxing or entertaining. Double sliding glass doors open up to a big deck and a nicely landscaped backyard that’s ready for cookouts and quiet evenings. Hardwood floors run through the dining room and kitchen, giving it a classic, polished look. Inside, you’ve got three spacious bedrooms with plenty of closet space. The two front bedrooms each have big bay windows that bring in tons of natural light and add that extra touch of charm. The primary suite includes two closets, dual sinks in the bathroom, a private toilet area, and a large jetted tub accented by a bubbled glass wall that’s just plain cool. The attached 2-car garage isn’t just for parking — it’s got a workbench area and even a full walk-up attic for tons of storage. (There’s a second attic access too on the other side of the house.) And let’s not forget the low-maintenance front porch, perfect for enjoying your morning coffee, plus a beautifully maintained yard that’s ready for its next owner to enjoy. If you’re looking for something well cared for, unique, and move-in ready — you need to come see this one in person. Let me know if you want a private tour! ?? Message me for details or to schedule a showing. You won’t want to miss this one.
Source: CENTRALVIRGINIA #2516072
Source: CENTRALVIRGINIA #2516072
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.