7209 Halifax Pl
Springfield, VA 22150
3 beds · 2 baths · 1,404 sqft
$659,900
Get prequalified7209 Halifax Pl
Springfield, VA 22150
3 beds · 2 baths · 1,404 sqft
$659,900
Get prequalifiedCharming 3-Bedroom Home in Springfield, VA with VA Assumable Loan of $532,000 with a 2.75% to active military or veterans only with VA eligibility. Nestled in a tranquil Springfield neighborhood, this beautifull 3-bedroom, 1.5-bathroom home offers a perfect blend of modern amenities and classic charm. Ideal for veterans seeking a home with an assumable VA loan, this property provides both comfort and financial advantages. Upon entering, you're greeted by a spacious living area featuring a striking brick double-sided fireplace that seamlessly connects the living room and dining area, creating a warm and inviting atmosphere. The open floor plan allows for easy flow and abundant natural light throughout the main living spaces. The well-appointed kitchen boasts a gas stove, perfect for culinary enthusiasts. Equipped with modern appliances, ample cabinetry, and generous counter space, it caters to both everyday meals and entertaining guests. Adjacent to the kitchen is a cozy breakfast nook area, ideal for casual dining or enjoying morning coffee. The primary bedroom serves as a private retreat, ample closet space. An additional bedroom offers flexibility for family, guests, or a home office. Convenience is key with the included washer and dryer, ensuring laundry tasks are handled with ease and efficiency. The home also features central heating and cooling, providing year-round comfort. Step outside to a generous deck, perfect for al fresco dining, relaxation, or hosting gatherings. The fenced-in backyard offers privacy and security, making it a safe haven for children and pets alike. A well-maintained shed provides additional storage space for tools, outdoor equipment, or seasonal items. This home is situated in a prime location, offering easy access to local amenities, schools, parks, and major commuting routes, ensuring both convenience and connectivity. Whether you're a first-time homebuyer or looking to relocate, this property offers a wonderful lifestyle in a convenient location. Don't miss the opportunity to own this exceptional home with the added benefit of a VA assumable loan. Contact us today to schedule a private showing and explore how this property can be the perfect fit for your next chapter.
Source: BRIGHT #VAFX2245220
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.