One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Welcome to 718 Eagle Landing Blvd, where location, privacy, and presentation come together beautifully. Built in 2023 and set on one of the most desirable lots in the community, this home offers the kind of peaceful, open views that are increasingly hard to find. Imagine waking up each morning and enjoying your coffee while overlooking endless greenery, your own private backdrop of tranquility right from your rear windows. Recently refreshed with fresh interior paint, along with pressure washing, new mulch, and updated landscaping, this home is completely move-in ready and shows like new from the moment you arrive. Inside, you’ll find a bright, open layout filled with natural light, this home’s best feature! The design strikes the perfect balance between sleek and stylish while still feeling warm, cozy, and inviting. The spacious primary retreat offers a true escape, complete with dual closets and a walk-in shower, while the three additional bedrooms are generously sized and share a full bath, ideal for family or guests. Step outside and you’ll see why this property truly stands out. The backyard offers endless possibilities, whether you envision a pool, a serene zen garden, or a custom outdoor entertaining space. With plenty of room to design your dream yard and fencing permitted in the rear, the potential here is unmatched. Located in a well-maintained community just minutes from shopping, dining, the Chain of Lakes, and attractions like LEGOLAND Florida Resort and the future SEA LIFE Florida Aquarium, this area continues to grow in demand. Homes with this combination of privacy, condition, and lot placement don’t come around often. Don’t miss your opportunity, this is one you’ll truly regret letting slip away.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
