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$439,000
SIGNIN

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7085 Willowwood St, Orlando, FL 32818

5 beds · 3 baths · 2,376 sqft

One or more photo(s) has been virtually staged. Investor's Dream in Orlando: Spacious 5-Bedroom Home with NO HOA & Endless Income Potential! Recently appraised and priced UNDER APPRAISED VALUE!—offering buyers confidence and peace of mind in the home's market value! Welcome to this beautifully updated 5-bedroom, 3-bathroom split-level home nestled in the heart of Orlando. Boasting a generous layout and modern upgrades, this property is a prime opportunity for investors seeking to capitalize on Orlando's thriving rental market. This residence boasts a NEW ROOF (2023), NEW AC unit (2025), NEW 40-gallon WATER HEATER, and UPDATED ELECTRICAL PANELS (2018), ensuring modern comfort and reliablility. No HOA Restrictions: The absence of an HOA offers investors flexibility in rental strategies, including short-term rentals and room-by-room leasing. Ideal for Co-Living: With its expansive layout, this property is perfectly suited for co-living arrangements like PadSplit, allowing for multiple tenants and maximizing rental income. Proximity to Major Attractions and Amenities: Universal Studios Florida: Approximately 11-minute drive (9 miles) Walt Disney World Resort: Approximately 30-minute drive (16 miles) International Drive: Approximately 15-minute drive (10 miles) Orlando International Airport (MCO): Approximately 25-minute drive (21 miles). SeaWorld Orlando: Approximately 20-minute drive (15 miles). Downtown Tampa: Approximately 1 hour and 30-minute drive (85 miles). Rollins College: Approximately 20-minute drive (10 miles). University of Central Florida (UCF): Approximately 30-minute drive (20 miles). Convenient access to major highways, including FL-50, FL-408, and the Florida Turnpike, facilitating easy commutes to and from the property. This home seamlessly combines modern upgrades with a functional layout, making it an ideal choice for investors seeking a property with significant income potential in Orlando. Don't miss out on this exceptional opportunity—schedule your showing today!

Estimated
Seller's interest rate
5%
7%
Estimated
Monthly payment

$1,350
$1,408
You may also save up to $9,569 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,408 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
5%
Remaining term
13 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,350
Principal & interest
$453
Mortgage insurance
$59
Property taxes
$439
Home insurance
$398
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,376 sqft
Lot size
0.2 acres
Year built
1972
Type
Single Family Residence
HOA dues
$0.00

Source: STELLAR #O6308802

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 22, 2025 07:09 am
Listing agent: Wendy Aldana LLC (510) 316-6968
Listing provided courtesy of: NETWORTH REALTY OF ORLANDO, LLC (321) 329-3127
Details provided by STELLAR and may not match the public record.
MLS ID: #O6308802
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
5%
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