$549,999
707 Quemada Rnch, San Antonio, TX 78245

About this home

Sunlight spills through the glass and the world slows down-this is where design, privacy, and presence come together. Tucked within the coveted Weston Oaks community and crafted by acclaimed Perry Homes, this exceptional residence redefines modern Texas luxury. Offering **2,632 square feet, 4 bedrooms, and 3 full bathrooms**, it sits quietly on a premium cul-de-sac homesite where **no back neighbors and no side neighbor** create a rare sense of openness, stillness, and escape. From the moment you enter, the home unfolds with intention-soaring ceilings, clean architectural lines, and an effortless flow that draws your eye directly to the horizon. Walls of **floor-to-ceiling windows** frame uninterrupted countryside views, turning the living space into a living canvas of Texas sky, light, and land. At the heart of the home, a dramatic **floor-to-ceiling tiled fireplace** rises like a sculptural centerpiece-anchoring the main living area with warmth, texture, and quiet sophistication. Every finish has been elevated, every detail considered. The kitchen blends function and beauty with a designer's touch-**pendant lighting suspended like jewelry**, upgraded surfaces, and a layout built for both intimate evenings and effortless entertaining. The primary suite becomes a private retreat, where the bath feels like a boutique spa experience-featuring **extended accent tile work in the shower** that brings a custom, high-design feel to everyday living. Throughout the home, **iron rod stair railings paired with rich wood finishes** add depth and craftsmanship, reinforcing a sense of permanence and refinement rarely found in new construction. Outside, the experience only expands. Positioned on one of the most desirable lots in the neighborhood, this home offers **wide-open, unobstructed views of the countryside**, where sunsets stretch endlessly and evenings feel intentionally unhurried. All of this within minutes of Potranco, Loop 1604, top-rated NISD schools, shopping, dining, and major employers-placing you in the perfect balance of seclusion and convenience. This is more than a home. It's a pause in the noise. A private horizon. A place where luxury isn't just seen-it's felt.


4 bed
3 bath
2,632 sqft
0.16 acres
Single fam
Built 2022
2 car
A/C
Fireplace
Shared pool
Your payment
$4,371/mo at 5.25%
You save $7,833/year compared to a new mortgage.

VA loan: $490,015 at 5.25%
Gap loan: $0
Payment details
Home price
$549,999

Down payment
$59,983

Total loan (5.25%)
$490,015
VA loan (5.25%)
$490,015
Gap loan (10%)
$0

Term
26 yrs 4 mo

Tax rate

× $549,999 = $11,934/yr

Premium

Fees
Water/sewer
Electricity
Internet
Gas
Neighborhood
FAQ

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.

Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.

Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.

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Last updated: Apr 19, 2026 09:44 am
Listing agent: Anthony Almaguer
Listing provided courtesy of: Real Broker, LLC, (855) 450-0442
Details provided by SABOR and may not match the public record.
MLS ID: #1958559
Payment calculations are estimates and exact amounts will be confirmed by your agent.
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Everystate, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2026 San Antonio Board of REALTORS®. All Rights Reserved.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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