7009 Hawkeye Dr
King George, VA 22485
4 beds · 3 baths · 3,022 sqft
$575,000
Get prequalifiedAbout this home
Welcome to 7009 Hawkeye Drive in the Hopyard Farm subdivision along The Rappahannock River in beautiful King George County. Why wait to build when you can own this like-new Columbia model by Ryan Homes w/ walkout basement that was built in 2024. Upon entering the home you are greeted with luxury vinyl plank flooring & carpet throughout most of the open-concept first level with flexible spaces & recessed LED lighting. The eat-in kitchen has a large island w/ breakfast bar, granite counters, ample cabinet space & a pantry. The upper level boasts a luxurious primary suite with an oversized walk-in closet with a window and a spa-inspired Roman shower. The laundry room is conveniently located on the bedroom level, alongside the other three bedrooms and a full bath. The finished walk-out basement offers flexible living space ideal for guests, a media room or a home office - with several storage options too. The private exterior of the home backs to mature trees/forest and the new owner can add a deck of their design/choosing. The upgraded 3-car garage, double-width concrete driveway & quiet cul-de-sac complete the exterior of the home. Located in the community of Hopyard Farm, which is loaded with amenities for everyone! HOA amenities include: An Olympic-sized outdoor swimming pool, clubhouse w/ fitness center & billiards room, playground/tot lot & jogging paths. An extra bonus for boater/fisherman/outdoor enthusiast is public access to the Port Conway Boat Ramp Pier on The Rappahannock River located within the community. Located between Fredericksburg and Dahlgren (only 20 minutes to either), directly off Rt 3, Rt 301 and I-95. Commute to and from Washington DC (hour & 20 minutes) Richmond (hour & 10 minutes), Waldorf and Fredericksburg. Located close to schools, shopping, restaurants, Caledon State Park, Colonial Beach, Dahlgren and VRE.
Source: CENTRALVIRGINIA #2515499
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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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King George, VA 22485
4 beds · 3 baths · 3,022 sqft