6955 Crosswinds Dr
North Chesterfield, VA 23234
4 beds · 3 baths · 2,108 sqft
$469,900
Get prequalified6955 Crosswinds Dr
North Chesterfield, VA 23234
4 beds · 3 baths · 2,108 sqft
$469,900
Get prequalifiedWelcome to your modern sanctuary in the heart of Watermark! This nearly-new, 2,108 sqft single-family home blends contemporary design with everyday comfort. Built in 2023, it offers an effortless move-in ready experience. The home features 4 spacious bedrooms, 2.5 baths, and an expansive living area perfect for entertaining. The modern kitchen features sleek granite countertops and stainless steel appliances, paired with a tile backsplash and durable LVP flooring. Ample cabinetry provides plenty of storage, while large windows from the breakfast nook bring in natural light, making the space both functional and inviting. The kitchen opens up to a large family room and also lends access to the rear deck. Upstairs, you will find the primary bedroom featuring dual closets and ensuite bathroom with walk in tile shower and a double vanity. There are 3 additional bedrooms, all with very generous sized closets. The impressive 2 car garage features a mini-split for heating and cooling and an insulated garage door, creating the perfect extra living space to utilize year round. Beyond this beautiful home, enjoy resort-style community amenities, including a pool, clubhouse, fitness center, walking trails, playground, and more. Do not miss this opportunity!
Source: CENTRALVIRGINIA #2517719
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.