6941 Old Courthouse Rd
Spotsylvania, VA 22551
3 beds · 1 baths · 1,008 sqft
$339,999
Get prequalifiedAbout this home
Welcome to this beautifully renovated 3-bedroom, 1-bath, 1,008 sq ft home, perfectly situated on a spacious 1.23-acre lot with serene wooded views. Every detail has been thoughtfully updated to provide modern comfort and style. This home features a brand-new roof (2025), new HVAC system (2025), new water heater (2024), new well tank (2024), and new distribution box (2024) for added peace of mind. Inside, you'll find new LVP flooring, fresh paint throughout, and a stunning expanded kitchen with brand-new cabinets, stainless steel appliances, and ample counter space – a true showstopper for anyone who loves to cook or entertain. Enjoy the separate living room with recessed lighting, plus a combined kitchen and dining area perfect for everyday living. The home offers three spacious bedrooms and an updated full bathroom with modern finishes. Step outside to a large deck, ideal for entertaining or simply relaxing while enjoying the private, wooded backdrop. A storage shed on the property adds extra convenience. Prime locations nearby: Lake Anna – 10 miles: Enjoy boating, fishing, beaches, and scenic views Lake Anna State Park – Hiking, swimming, nature programs & trails just a short drive away Kalahari Resorts & Waterpark (Coming Soon) – 14 miles: A massive indoor/outdoor family resort and entertainment complex. Downtown Fredericksburg – 14 miles: Historic charm, boutique shopping, local dining, museums, and a scenic riverfront Lake Anna Winery – Enjoy tastings and weekend events just minutes away. Civil War Battlefields – Explore Spotsylvania, Chancellorsville & Wilderness battlefield parks. Wilderness Run Vineyards & 1781 Brewing Co. – Farm-based winery & brewery with live music and outdoor space. This move-in-ready gem has it all – space, updates, and style. Don’t miss your chance to own this incredible home!
Source: BRIGHT #VASP2034218
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Spotsylvania, VA 22551
3 beds · 1 baths · 1,008 sqft