6913 Victoria Dr # L, Alexandria, VA 22310
2 beds · 2 baths · 857 sqft
Welcome to this beautifully updated top-floor 2-bedroom, 2-bath condo in the highly desirable Manchester Lakes community in Alexandria. Situated on the third floor, this unit offers exceptional natural light throughout the day and added peace and quiet with no neighbors above. The layout includes vaulted ceilings, a cozy wood-burning fireplace, and a private balcony overlooking the beautiful park behind the community - perfect for enjoying fresh air and a quiet backdrop. One of the standout features of this unit is the expansive attic storage, accessible through the primary bedroom’s walk-in closet. Perfect space for storing seasonal items, luggage, etc., without compromising your living space. A reserved parking spot is located directly in front of the unit, and water, sewer, and trash services are all included in the HOA, leaving only electricity as the homeowner’s utility responsibility. The well-maintained community provides access to a wide range of amenities, including two outdoor pools, a fitness center, tennis courts, a playground, clubhouse, and seasonal neighborhood events. Ideally located just 1.7 miles from the Franconia-Springfield Metro Station and close to major commuter routes, this home is minutes away from both Kingstowne and Springfield Town Center. Residents enjoy walking access to nearby grocery stores, restaurants, shops, fitness centers, and parks. With its top-floor privacy, incredible storage capacity, and unbeatable location, this condo is a rare opportunity in Manchester Lakes. Exceptional unit! Must See
Source: BRIGHT #VAFX2243216
Source: BRIGHT #VAFX2243216
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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