6808 Stoneybrooke Ln
Alexandria, VA 22306
4 beds · 3 baths · 2,418 sqft
$825,000
Get prequalified6808 Stoneybrooke Ln
Alexandria, VA 22306
4 beds · 3 baths · 2,418 sqft
$825,000
Get prequalifiedStoneybrooke in Alexandria is a quiet, family-friendly neighborhood known for its beautiful tree-lined streets. Don't miss this opportunity to be part of this sought after community. This lovely 3 level, 4 bedroom, 2.5 bath colonial home sits high above Stoneybrooke Lane with a gorgeous fully fence, terraced back yard and spacious brick patio. Recent updates start on your way to the front door with the new much wider and welcoming front porch. Once inside, you'll immediately notice the hardwood floors throughout the main level. To the left is the living room that opens to the eat-in kitchen with granite counters and all new stainless appliances. Off the kitchen are sliders to the patio and back yard. Also from the kitchen you can access the family room with a wood-burning fireplace. Additionally on this level is a home office, den or playroom. The upper level also features hardwood floors throughout, the primary bedroom and bath and 3 more generous bedrooms and hall full bath. The lower level recreation room has custom built-ins great for in home office space or ideal for individual study/work stations for children. There's a large utility/laundry room and separate area that's great for lots of seasonal storage and much more! Notable other improvements include a new roof (2024), new siding and gutter (2025), HVAC (2021) and attic and basement insulation (2017).
Source: BRIGHT #VAFX2236542
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.