6800 Pine Ridge Dr, Jetersville, VA 23083
3 beds · 3 baths · 2,449 sqft
There’s something truly special about this home set on 2.5 beautifully landscaped acres — from the moment you pull into the circle driveway, you can feel the pride of ownership and timeless craftsmanship that went into every inch. This stately two-story home offers 2,449 sq ft of comfortable living space, plus a 1,222 sq ft unfinished basement with garage, workshop, and sump pump with drainage system already in place. There's even a whole-house generator for extra peace of mind. Inside, the grand two-story foyer welcomes you with wood floors, beautiful trim work, and a chandelier that sets the tone for the rest of the home. A glass door leads to a cozy library or office with gorgeous built-ins, a window seat, and double crown molding. You'll love the spacious living room with its gas fireplace for cozy relaxing evenings. The kitchen is a true heart-of-the-home space with white cabinets, granite counters, a gas stove, double ovens, a subway tile backsplash, and bamboo flooring. With its bay window, the sunny breakfast nook is the perfect spot to start your morning. Expand to the formal dining room for gatherings, featuring wood floors, dental crown molding, and an updated light fixture that brings just the right touch of modern. Upstairs, all three bedrooms feature bamboo flooring, including a huge primary suite with crown molding, a window seat, a walk-in closet, and a gorgeous en suite bath with a jacuzzi tub under a palladian window, separate shower, and double vanity. A fully conditioned walk-up attic is perfect for extra storage. Step outside and you'll find even more to love: a covered side porch overlooking the raised gardens, a backyard patio with its own fireplace, a charming potting shed, and mature trees all around. Conveniently located off of Rt 360, you will be in Amelia in 10 minutes and in Farmville in less than 25 minutes. This home isn’t just beautiful — it’s warm, welcoming, and filled with thoughtful details that make it a place you’ll be proud to call your own.
Source: CENTRALVIRGINIA #2511673
Source: CENTRALVIRGINIA #2511673
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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