0PEN H0USE SAT MRCH 28TH 12-2 AND SUN MRCH 29TH 1-3PM...Welcome to this beautifully updated home tucked away in a peaceful, family-friendly community in Douglasville. Located less than a mile from Downtown Douglasville, you’ll love easy access to Main Street’s new amphitheater, local dining, and year-round festivals that bring the community to life. Such a wonderful subdivision The Fairways and surrounded by West Pines Golf Course. From the moment you arrive, the welcoming curb appeal, covered front porch with new steps, and quiet, low-traffic street set the tone. Inside, you’re greeted by abundant natural light pouring through large windows, creating a warm and inviting atmosphere throughout. The bay window–accented dining room adds charm, while the comfortable, functional layout is perfect for everyday living and entertaining. This home has been thoughtfully updated throughout. All LVP flooring is less than four years old, the entire interior has been freshly painted within the past year, and all three bathrooms have been beautifully renovated, including a brand new master shower completed in April 2026. The kitchen has also been updated with a new sink, refinished cabinetry with new hardware, and a stylish tile backsplash completed in 2024. Additional improvements include updated lighting and fixtures, a new roof, and a new water heater making this home truly move-in ready. The outdoor space is a true highlight with the screen porch overlooking your private backyard oasis featuring a fenced yard, mature landscaping, and plenty of room for kids, pets, and gatherings. The above-ground pool and Aqua Rest hot tub are both less than a year old and will remain with the home, creating the perfect setup for relaxing and entertaining. The pool heater extends your swim season, while the screened porch offers a comfortable space to unwind year-round. With great sunset views and a peaceful, tucked-away feel, this backyard is designed for making memories. Additional updates and features include a newly treated crawl space with vapor barrier, recent exterior trim paint, new front door paint, updated lower-level finishes with new drywall and paint, and a new bathtub tile surround. The crawl space has also been professionally serviced with a transferable warranty for added peace of mind. Surrounded by the scenic greens of West Pines Golf Course, the neighborhood offers a strong sense of community with well-kept homes and welcoming neighbors. It’s quiet, safe, and ideal for families while still being close to everything you need. Enjoy nearby outdoor recreation at Sweetwater Creek State Park, family fun at ThunderZone Entertainment Center, and endless activities at Boundary Waters Park. You’re also just minutes from shopping and dining at Arbor Place Mall, recreation at Hunter Park, and thrills at Six Flags Over Georgia. With quick access to Interstate 20, commuting to Atlanta is simple and convenient. Located within the Douglas County School System, this home offers access to strong academic programs, sports, and extracurricular opportunities—making it a great choice for families. With great natural light, updated finishes, ample storage, a spacious driveway, and an incredible outdoor living setup, this home offers the perfect blend of comfort and lifestyle. This is more than just a house; it’s a private retreat where you can relax, entertain, and truly feel at home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
