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657 Hartford Dr NW, Port Charlotte, FL 33952
3 beds · 2 baths · 1,811 sqft
NEWER ROOF AND IMPACT WINDOWS/SHUTTERS!! This beautifully maintained 3-bedroom, 2-bath home sits on an oversized lot in a quiet, non-HOA neighborhood, offering the perfect blend of comfort and Florida outdoor living. With an attached 2-car garage and a sparkling inground pool, it’s a true retreat. Inside, you'll find a bright and open layout with cathedral ceilings, wood laminate flooring in the living and dining areas, and tile throughout the family room and kitchen. The kitchen features white cabinetry, a tile backsplash, double sink, and a pass-through window to the screened lanai — ideal for entertaining. The spacious master suite includes lanai access, a large walk-in closet, and a private en-suite with dual sinks and a vanity. One of the guest bedrooms also offers direct access to the pool area, making it perfect for guests or a home office. Step outside to your private screened lanai and enjoy the 30x14 inground pool surrounded by mature landscaping. This home is equipped with all impact windows and shutters for peace of mind, along with a screened front entry and pocket sliding glass doors that seamlessly blend indoor and outdoor living. Conveniently located just minutes from shopping, dining, and historic downtown Punta Gorda — this move-in ready home offers the best of Florida living!
Source: STELLAR #C7508472
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #C7508472
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.