Welcome to 6553 Raftelis Rd, a beautifully updated home for sale in Burke, Virginia, nestled in the heart of Cherry Run, one of the most sought-after neighborhoods in Fairfax County. Step inside to discover brand new hardwood floors flowing throughout the main living space, setting the stage for gatherings both big and small. The updated kitchen opens seamlessly to the den and living area, creating a warm, inviting hub where family and friends naturally come together. This open layout is made for real life and real connection. Upstairs, four bedrooms and two full bathrooms are thoughtfully tucked away from the main gathering spaces, offering privacy and quiet when it's time to unwind. Downstairs, the large finished basement provides the ultimate flex space, perfect for hang outs, movie nights, or a game-day retreat. A private guest room with a full bath offers comfortable accommodations for visitors, and a large walk-in storage area keeps everything organized and out of sight. Outdoors is where the lifestyle truly shines. A brand new patio is ready for fall fire pits, and summer barbecues. The large, fenced backyard is ideal for playing, and the welcoming front porch is the perfect spot to sip coffee and chat with neighbors. With a generous yard and a setting designed for both entertaining and everyday living, this home offers space to breathe and room to grow. Beyond the front door, the Cherry Run community delivers an exceptional suburban lifestyle with easy access to Washington, DC. Cherry Run Elementary School is an easy walk from the front door. Scenic trails and lakeside picnics await at Burke Lake Park and Lake Mercer, both just minutes away. South Run Rec Center is right down the road for year-round fitness and activities. The Pentagon bus stop is less than a mile away, and Springfield Metro provides convenient commuting options throughout the region. Summers are unforgettable at Old Keene Mill Swim and Racquet Club, less than a mile away and a favorite gathering spot for the community. The home is zoned for award-winning Lake Braddock Secondary School, one of the top-rated high schools in Northern Virginia. Known for its quiet streets, calm atmosphere, and incredibly welcoming community, Cherry Run is one of the best places to live in Burke, Virginia. This is a home where memories are made, neighbors become lifelong friends, and every season brings something special. Updates & Dates of appliances/systems: Roof 2020, HVAC 2025, Hot Water Heater 2025, Rear Windows 2022, Refrigerator 2024, Dishwasher 2024, Stove/Oven 2024, Hardwood Floors 2024, Back Patio 2024, Microwave 2024, Washer & Dryer 2016,
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
