Why wait for new construction when you can have a move-in ready 2020-built home with stylish updates, a premium lot without the premium price, newer roof, resort-style amenities, and exceptional value from day one? Welcome to 6541 Legato Curve, a home that stands out in today's market by offering not just a place to live, but a lifestyle that feels easy, comfortable, and complete. _______ From the moment you arrive, the timeless brick exterior gives a strong first impression. Inside, the home feels warm, bright, and inviting, with over 1,300 square feet, 3 bedrooms, and 2 bathrooms laid out in a way that simply works. The open-concept living, dining, and kitchen areas create a natural gathering space where everyday life flows easily, whether that means slow mornings with coffee, weeknight dinners at home, or friends dropping by on the weekend. ________ The kitchen opens beautifully to the main living area and features granite countertops, gas cooking, farmhouse-style light fixtures, and warm brass accents that add character and style. Updated brass hardware and thoughtfully selected lighting give the space a more polished, custom feel while keeping it approachable and comfortable. Granite continues throughout the home, tying everything together with a clean, cohesive look. ________ Even better, this home is truly move-in ready, with the refrigerator, washer, and dryer all included, giving buyers one more reason to say yes. Enjoy a newer roof from April 2025. The home was built with a 15-year builder warranty - transferable to the new buyer! Rest easy knowing pest control is included for the next four years, and high air quality via the utilization of Veteran Air. What's more, the carpet and padding beneath it are brand new. _______ The split-bedroom floor plan offers privacy for the primary suite, while the secondary bedrooms provide flexibility for guests, family, or a home office. Outside, the fenced backyard offers space to relax, play, grill, or unwind at the end of the day, and the garage adds convenience and storage that buyers will appreciate. _______ What helps set this home apart even more is the community itself. Residents enjoy access to a resort-style pool, splash pad, fountains, playground, basketball court, gym, clubhouse, and jogging and bike trails, creating the kind of neighborhood experience that makes it easy to enjoy life close to home. And then there is the value. Priced under $250,000, 6541 Legato Curve offers a rare opportunity to own a newer home with included appliances, attractive finishes, and standout amenities at a price point that is increasingly difficult to find in San Antonio. ________ Conveniently located near Highway 211 and Highway 90, the home offers quick access to Lackland Air Force Base, Amazon, H-E-B, restaurants, and everyday essentials. For buyers who love the outdoors, Hendrick Arnold Nature Park, the Medina River, Medina Lake, and Government Canyon are all nearby. 6541 Legato Curve is the kind of home buyers hope to find: newer construction, move-in ready condition, included appliances, thoughtful updates, great amenities, and a price that makes it stand out from the competition.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
