Sign in to see required down payment for the 4% rate
6404 Yates Ford Rd, Manassas, VA 20111
4 beds · 3 baths · 2,352 sqft
Private 1-Acre Retreat with swimming pool near Bull Run & Occoquan Reservoir – No HOA! Welcome to your secluded sanctuary nestled on a peaceful 1-acre lot surrounded by mature trees—offering the perfect blend of privacy, space, and outdoor living just minutes from Bull Run Marina and the scenic Bull Run-Occoquan Trail. This gorgeously updated home is move-in ready with no HOA restrictions and offers incredible value with an array of recent upgrades: Major Updates Include: • 2023 – New roof, refrigerator, dishwasher, attic insulation, LVP flooring, interior & exterior doors, gazebo, and chimney cleaning • 2022 – Waterproofing system and radon mitigation • 2024 – New washer & dryer, patio and retaining wall, gutters, and septic filter cleaning • 2025 – Refinished hardwood floors • Dual-fuel furnace (electric or propane) offers efficient year-round comfort Step outside and enjoy your natural surroundings or take a short walk to the Bull Run Marina with boat access to the Occoquan Reservoir—perfect for kayaking, fishing, and boating. Just minutes away, the Bull Run-Occoquan Trail offers nearly 20 miles of hiking and equestrian paths through over 5,000 acres of protected woodlands, making this home ideal for outdoor enthusiasts. The location provides convenience without compromise, combining rural tranquility with close access to regional parks, scenic trails, and water recreation. Whether you're looking for a peaceful primary residence, a weekend escape, or a nature lover’s dream home—this one has it all and will not last long. Schedule your private showing today and fall in love with the lifestyle this unique property offers!
Source: BRIGHT #VAPW2094156
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2094156
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

No commitment required to start