Welcome to 6404 Dixon Drive, a charming ranch home that blends comfort, convenience, and natural beauty. Nestled within walking distance of the Raleigh Greenway and Shelley Lake Park, this home places peaceful trails, outdoor recreation, and fresh air just steps from your front door. Whether it's morning jogs, evening strolls, or weekends exploring one of Raleigh's most beloved destinations, you'll enjoy a lifestyle deeply connected to nature without sacrificing city convenience. Step inside and you'll discover a thoughtfully designed single-level floor plan that feels both functional and welcoming. Natural light flows throughout the living areas, with hardwood floors adding warmth and timeless appeal. The spacious living room is ideal for both quiet evenings and larger gatherings, designed to easily adapt to your lifestyle. The kitchen combines style and everyday practicality with generous cabinetry, updated appliances, and plenty of counter space for meal prep or entertaining. Adjacent to the kitchen, a dining area offers the perfect spot to gather for family meals while overlooking the private backyard through sunlit windows. The primary suite provides a quiet retreat, complete with its own bathroom for comfort and convenience. Additional bedrooms offer flexibility—perfect for guest accommodations, a home office, or creative studio space. Each is designed to provide privacy and comfort, making the home's layout versatile and inviting. Step outside to a backyard that feels like your private retreat. Mature trees create natural shade and beauty, while the open lawn provides opportunities for gardening, play, or relaxing with a morning coffee. With its balanced mix of privacy and space, the yard enhances both daily living and special occasions spent outdoors. Beyond the home's peaceful setting, the location connects you effortlessly to the best of Raleigh. Just minutes away, North Hills offers shopping, dining, and entertainment, while everyday necessities like grocery stores, coffee shops, and services are easily accessible along Six Forks and Creedmoor Roads. Parks, fitness facilities, and cultural venues nearby make daily life vibrant and well-rounded. Commuters will appreciate the proximity to I-440, I-540, and major roadways, ensuring quick access to downtown Raleigh, Research Triangle Park, and RDU International Airport. The home's position in North Raleigh also places you near a wide range of schools, professional opportunities, and medical hubs, making it an excellent base for work and play. Additional highlights include a dedicated laundry area, practical storage solutions, and off-street parking for everyday ease. Thoughtful updates throughout enhance the appeal of this classic ranch design, ensuring comfort while maintaining enduring style. 6404 Dixon Drive embodies the best of Raleigh living—a single-level home with a private backyard, direct access to greenways and parks, and close proximity to the conveniences of city life. This is more than a house; it's a lifestyle that balances relaxation with connection. Schedule your showing today and experience the rare opportunity to call this North Raleigh ranch your new home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
