Featured
Featured
6315 King Ct, Denver, CO 80221
2 beds · 3 baths · 1,523 sqft sqft
POSSIBLE FHA ASSUMPTION OPPORTUNITY! RATE 2.875% Discover your dream home in one of Denver’s most beautiful and hip locations! Urban oasis in the heart of it all. Poised in the Berkley Shores neighborhood adjacent to scenic Pomponio Lake, this impeccably designed home offers 2 beds plus a versatile office/loft space, seamlessly blending modern sophistication w/unmatched comfort. This meticulously crafted home is better than new! Everything is already in-UPGRADED FINISHES, AC, designer window treatments, upgraded lighting, HARD SURFACE FLOORING THROUGHOUT, landscaping & more! Every detail has been thoughtfully considered and upgraded. The exquisite wide plank wood style flooring and the sleek fireplace accentuate the open-concept harmonious living space- perfect for relaxing and entertaining. The stylish kitchen features stainless appliances, stylish cabs, chic corian counters & a charming breakfast bar. Exterior is thoughtfully designed with a landscaped front yard area-perfect for enjoying the outdoors and pets. The lovely primary suite boasts a lavish ensuite bath w/oversized walk-in shower & corian counters. You will love the convenient 2car attached garage. Nestled in a community known for its friendly ambiance and proximity to nature, trails, parks, biking, running, golf, picnic tables, community gardens and essential amenities, this property ensures a lifestyle of convenience, fun & tranquility. You will love Adventure playground, Clear Creek Valley Park and the 6 lakes (within 2 mile radius). Clear Creek Valley Park is right at your doorstep w/volleyball, pickle ball, soccer fields and more. There is no shortage of recreational opportunities! Near shops, nightlife, restaurants in the heart of everything-Tennyson, Berkeley, West Highlands & Old Town Arvada. Easy access to public transportation, G Line & B Line Light Rail Stations. Near highways for a quick commute to downtown Denver, Boulder, Mountains and DIA. Jump on bike-scenic trail system to Downtown.
Source: RECO #4948382
Source: RECO #4948382
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4948382
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PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
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