VA loan
1 of 61
VA loan
$1,640,000
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6265 Bertram Dr, Rockledge, FL 32955

5 beds · 3 baths · 3,911 sqft

PARADISE FOUND!Immaculate 5 bedroom/office canalfront pool home!Easy access to the Intracoastal (indian River)! New elegant double door entry doors! Sprawling open floorplan w/ soaring ceilings on the entire downstairs! Cozy sitting area, formal dining room, inviting bar area with seating...spacious great room, surround sound. Gourmet kitchen begs for culinary delights! Entertaining is a breeze with all of the open spaces which spill out to the screened lanai! Downstairs guest suite PLUS an office off the breakfast area. BONUS..Additional downstairs bedroom/gameroom has ease of access to make another full bath! Primary suite is a dream...wake up to water views..elegant bath & 2 large walk in closets! Two spacious bedrooms upstairs with access to the open deck. River and canal views abound! Additional relaxing west balcony for sunsets! Enjoy the screened lanai..saltwater pool,spa,fire pits and a feeling of vacation 365 days a year! 12 LBS boat lift, composite decking The upstairs balcony has composite decking as well!! Watch manatees and dolphins in the canal from downstairs or off the upstairs balcony! Close to I-95 and Viera! So much convenience in a vacation setting!

Estimated
Seller's interest rate
2.875%
7%
Estimated
Monthly payment

$6,422
$8,317
You may also save up to $593,282 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $8,317 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.875%
Remaining term
26 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$6,422
Principal & interest
$3,566
Mortgage insurance
-
Property taxes
$1,366
Home insurance
$1,489
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
3,911 sqft
Lot size
0.4 acres
Year built
1991
Type
Single Family Residence
HOA dues
$0.00

Source: BREVARDMLS #1047747

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 22, 2025 05:14 am
Listing agent: Nancy R Taylor (321) 543-7621
Listing provided courtesy of: BHHS Florida Realty (321) 768-7600
Details provided by BREVARDMLS and may not match the public record.
MLS ID: #1047747
The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Brevard MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Brevard MLS. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
2.875%
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