6259 Bobcat Ln
King George, VA 22485
3 beds · 3 baths · 1,840 sqft
$469,999
Get prequalified6259 Bobcat Ln
King George, VA 22485
3 beds · 3 baths · 1,840 sqft
$469,999
Get prequalifiedLive the Life You’ve Always Wanted in Hopyard Farm Looking for a home that blends comfort, style, and a touch of resort living? This beauty at 6259 Bobcat Lane delivers on all fronts. Tucked away on a premium corner lot in the highly sought-after Hopyard Farm, this home is more than just a place to live; it’s a lifestyle waiting for you to embrace. Step through the door, and you’ll immediately feel the openness of this home with its soaring 9-foot ceilings and luxury vinyl plank flooring that flows throughout the main level. The open floor plan is perfect for those who love to entertain or spend time with family. Imagine preparing meals in your gourmet kitchen, featuring upgraded 42” cabinets, quartz countertops, and a spacious kitchen island with pendant lighting. This is where culinary creativity meets comfort, whether you’re cooking up a storm or casually chatting with friends and family. The pantry ensures that everything has its place, keeping your kitchen neat and organized. The great room is a true centerpiece, offering plenty of space to relax while the cozy electric fireplace adds warmth and ambiance. Just off the dining area, the deck landing leads to your private backyard—perfect for grilling, gardening, or simply enjoying a peaceful evening. Upstairs, the versatile loft gives you plenty of room to create your perfect space—whether you need a home office, a reading nook, or a play area. The primary suite is your own private retreat, featuring a walk-in closet and a spa-like en-suite with a double bowl sink and a ceramic tile shower surround. Two additional bedrooms share a beautifully designed bathroom with a tub/shower ceramic tile surround. And, because convenience is key, the laundry room is located upstairs for ease of access. But there’s more—an unfinished basement with a 3-piece bathroom rough-in gives you endless possibilities. Transform it into a home theater, gym, or extra living space to suit your needs and style. Living here means more than just a gorgeous home—it’s about lifestyle. Hopyard Farm offers resort-style amenities, including a community boat launch, perfect for fishing, kayaking, and relaxing by the Rappahannock River. Enjoy the peaceful surroundings while knowing that you’re just a short drive from Washington D.C., Marine Corps Base Quantico, Dahlgren Naval Base, and Richmond. This is a home you don’t want to miss—whether you're looking for your next family home or a retreat to relax and unwind. Don’t wait—schedule your tour today to experience all that this home has to offer. The life you’ve been dreaming of is waiting for you!
Source: BRIGHT #VAKG2006552
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
