Located in one of the most sought after areas of Greer, this beautifully maintained home for sale in Greer, South Carolina delivers the rare combination of space, style, and true move in ready condition. From the moment you arrive, the curb appeal stands out with mature landscaping, timeless exterior details, and a welcoming front porch that immediately sets the tone for what is inside. This is the kind of home that feels polished, comfortable, and exceptionally cared for from the very first glance. Inside, the floor plan opens in all the right places while still giving each room purpose and presence. Wide plank flooring, carefully selected colors, and natural light throughout create a clean and elevated feel that buyers search for today. The formal dining room is generously sized and ideal for hosting holidays, celebrations, or everyday dinners, while the butlers pantry adds both charm and convenience as it leads directly into the kitchen. The kitchen is one of the strongest features of the home, designed for both daily living and entertaining. Stainless steel appliances, a gas range with oven, tile backsplash, abundant cabinetry, expansive counter space, and a large center island with farmhouse sink all come together in a way that feels current yet timeless. The breakfast area opens beautifully to the family room, giving you a direct view of one of the home's most striking features: a stunning fireplace that has been thoughtfully updated to extend all the way to the ceiling. This dramatic focal point adds height, warmth, and character to the space, while vaulted ceilings further enhance the openness and airy feel of the family room. Altogether, this central living space feels bright, inviting, and beautifully finished. Just beyond, outdoor living becomes a true extension of the home. A screened porch creates the perfect place to enjoy mornings, quiet evenings, or gatherings with friends, while the stamped concrete patio extends well beyond the porch to provide an oversized outdoor entertaining area. The backyard remains level, fenced, and private, giving plenty of room for pets, play, grilling, and relaxing outdoors. The primary suite on the main level provides the privacy so many buyers request, with spacious proportions and a calming atmosphere. The bath includes double sinks, huge walk in shower, and a walk in closet that adds practical luxury to everyday life. Upstairs continues to deliver exceptional space with four additional bedrooms, two full baths with double sink vanities, and a loft style rec room that easily works as a second family room, media room, playroom, or home office space. One of the most unexpected features upstairs is the covered porch overlooking the neighborhood, giving yet another peaceful place to sit, relax, and enjoy the view. Even the garage tells part of this home's story. The seller has thoughtfully transformed much of the space into a personal workout area, showing just how versatile this home truly is, while still maintaining room to park inside. It is a practical extension of the property that reflects how well every area has been used and cared for. Adding to the thoughtful upgrades, the home also includes a tankless water heater, giving added efficiency and everyday convenience. Located in the highly desirable Riverside High School area, this home offers quick access to shopping, dining, parks, and major routes connecting to Greenville and Greenville-Spartanburg International Airport. The neighborhood itself is walkable, peaceful, and conveniently positioned for daily life. Homes in this condition, location, and layout are increasingly difficult to find in today's market.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
