Welcome to 62 Isabelle Court, a beautifully upgraded home nestled within the prestigious Reserve at Marlton, one of the area’s most sought-after communities. Built in 2016, this residence offers the rare combination of newer construction, thoughtful enhancements, and timeless design — all set on a quiet cul-de-sac that feels both private and connected. Inside, the home offers 3 spacious bedrooms, 2 full bathrooms including a serene primary en-suite, and 2 additional half baths, creating a flexible and functional layout ideal for everyday living, hosting, and work-from-home needs. Beautiful wood floors anchor the main living spaces, adding warmth, character, and continuity throughout the home. The heart of the home is the tastefully updated kitchen, redesigned with upscale finishes and a refined aesthetic that balances style with practicality. Whether you’re preparing weeknight meals or entertaining guests, this space is both inviting and efficient. Enhancing the home’s entertainment appeal is a custom wet bar, a standout feature that elevates gatherings, celebrations, and casual evenings alike. The fully finished lower level offers a versatile extension of the home, featuring built-in surround sound and a walkout to the outdoors, making it ideal for a media room, game space, home gym, or effortless indoor-outdoor entertaining. Recent updates further enhance comfort and peace of mind, including brand-new carpeting, a new water heater (2025), and a low-maintenance, all-weather deck that extends your living space outdoors year-round — perfect for morning coffee, summer dinners, or quiet evenings under the stars. Beyond the home itself, The Reserve at Marlton is known for its pride of ownership, beautifully maintained surroundings, and unbeatable convenience. Enjoy close proximity to shopping, dining, major highways, and everything Marlton has to offer, while still coming home to a neighborhood that feels calm, established, and welcoming. Move-in ready, thoughtfully upgraded, and located in one of Marlton’s premier developments, 62 Isabelle Court is more than just a home — it’s a lifestyle opportunity you won’t want to miss.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
