6181 Veneto Ter
Alexandria, VA 22312
3 beds · 4 baths · 1,800 sqft
$850,000
Get prequalified6181 Veneto Ter
Alexandria, VA 22312
3 beds · 4 baths · 1,800 sqft
$850,000
Get prequalifiedWelcome to 6181 Veneto Terrace — where sophisticated design meets everyday comfort in the heart of Alexandria. This beautifully maintained home is filled with natural light, soaring ceilings, and modern recessed lighting, creating a warm and airy atmosphere throughout. The entry level features a one-car garage and a flexible living space that can serve as a bedroom, home office, or entertainment area. Complete with an en-suite bathroom and access to a private fenced yard, it’s perfect for guests or multi-functional living. The main level offers an open-concept layout designed for both entertaining and relaxation. Enjoy a spacious great room with a gas fireplace, a welcoming dining area, a stylish powder room, and a sleek, well-appointed kitchen. Outfitted with high-end appliances, elegant finishes, and direct access to a full deck, this kitchen is a true culinary centerpiece. Upstairs, you'll find a serene primary suite with its own private en-suite bathroom, and walk in closets creating a peaceful retreat. Also included is on upper level is a guest room with ensuite bathroom, and a walk in closet. The upper level is completed with a full laundry room for convenience. Located just minutes from I-395, Washington, D.C., the Pentagon, St James Recreational Facility, Springfield Metro and Old Town Alexandria, this home offers unmatched convenience. Enjoy easy access to vibrant arts, dining, parks, trails, and commuting routes — all while tucked into a tranquil and thoughtfully designed community. 6181 Veneto Terrace isn't just a home — it’s a refined lifestyle for those who value space, style, and connection. Schedule your Tour Today
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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
