VA loan
30-day close
1 of 57
VA loan
30-day close
$799,000
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615 Kinvarra Pl, Purcellville, VA 20132

4 beds · 3 baths · 2,786 sqft

Step Into Your Dream Home—Right in the Heart of Purcellville, VA! Welcome to this spacious, beautifully maintained 4-bedroom, 2.5-bath detached home in the highly sought-after Village Case community—just a short stroll to downtown Purcellville’s charming shops, restaurants, and year-round festivals. This home offers the perfect layout for growing households, with thoughtful spaces designed for everyday living and entertaining. From the oversized foyer and open formal dining room (ideal for holiday dinners) to the bonus front living room—perfect for a second office, piano room, or cozy reading nook—you’ll love the flexibility. The back of the home opens into a bright, inviting great room with a gas fireplace, walls of windows, and a seamless flow into the kitchen and breakfast area. The kitchen features light maple cabinetry, gas cooktop, double ovens, built-in microwave, and generous counter space. A light-filled main-level office makes working from home a breeze, especially with high-speed internet! Upstairs, you’ll find four generous bedrooms, including a luxurious primary suite with dual walk-in closets, a spa-like bath with soaking tub, large shower, and double vanity—plus a bonus makeup/vanity counter just outside the bath. The upper-level laundry adds everyday convenience. Fresh paint, new carpet, updated lighting, and an upgraded double vanity in the hall bath mean you can move right in without lifting a finger. The fenced backyard is perfect for play, pets, or entertaining. The detached 2-car garage is behind the home with convenient street-side parking in front. The large unfinished basement with double wide walk-up exit offers even more room to grow or customize. Smart home features like smart lights, cameras, carbon monoxide detector, and door locks all convey. Roof replaced in 2018. Located just blocks from Fireman’s Field, the W&OD Trail, Franklin Park (with pool, tennis, and dog park) and all the community events that make Purcellville special—from the Wine & Food Festival to Halloween in Town. This is the move-up home you’ve been waiting for—offering space, style, and small-town charm all under $800K. Don’t miss it!

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$2,907
$3,879
You may also save up to $291,363 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Jun 22 • 3PM - 5PM
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,879 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3%
Remaining term
25 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,907
Principal & interest
$1,980
Mortgage insurance
-
Property taxes
$585
Home insurance
$272
HOA fees
$68
Utilities
Not included

Source: Public records

Home details
Size
2,786 sqft
Lot size
0.17 acres
Year built
2007
Type
Single Family Residence
HOA dues
$68.75

Source: BRIGHT #VALO2098180

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 20, 2025 05:17 am
Listing agent: Diana L Geremia (703) 587-5403
Listing provided courtesy of: Long & Foster Real Estate, Inc. (540) 338-1350
Details provided by BRIGHT and may not match the public record.
MLS ID: #VALO2098180
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
3%
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