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$380,000 SIGNIN

Sign in to see required down payment for the 3.25% rate

6133 Buttonwood Dr, Noblesville, IN 46062

4 beds · 3 baths · 1,988 sqft

Inviting, Move-In Ready 4-Bedroom Home with Modern Updates in Prime Noblesville Location! Welcome to 6133 Buttonwood Drive, a beautifully maintained 4-bedroom, 3-bath home nestled in the highly sought-after South Harbour neighborhood in Noblesville. Spanning 1,988 square feet on a generous 10,454 square foot lot, this residence offers a perfect blend of comfort and functionality. This home has several key updates including a new HVAC unit installed in 2021, designed for energy efficiency to keep heating and cooling bills low. In 2023, the home was further enhanced with a new water heater and gutters equipped with gutter guards. The home boasts granite countertops, freshly updated and painted rooms, and new flooring in many areas. Peace of mind continues while relaxing in the sunroom overlooking the backyard or unwind in the large master bedroom featuring individual closets and an updated adjoining master bath. The home includes three additional spacious bedrooms, a full bathroom on the upper level, and ample hall&attic storage. The lower level offers a formal dining room perfect for entertaining, a living room, and a bonus room currently used as a playroom, which can easily be converted into an entertainment room, office, or additional bedroom. A half bath and a utility room are also located on this level, along with a 2-car garage. The fenced-in backyard offers safety and room to run and features a garden with strawberry and raspberry plants, a trampoline, play house and space for a fire pit. This desirable community offers a clubhouse, playground, community pool, beach access, and courts for basketball, tennis, and pickleball. Several community areas provide water access. An active HOA Board offers an annual Easter egg hunt, 4th of July bash, and annual garage sales all with the lowest HOA fees in the area. The home is located within the 4-star Hinkle Creek Elementary School zone, part of the award-winning Noblesville School District. Don't miss this gem!

Estimated
Seller's interest rate
3.25%
7%
Estimated
Monthly payment

$1,252
$1,477
You may also save up to $49,021 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,477 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
3.25%
Remaining term
18 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,252
Principal & interest
$670
Mortgage insurance
$109
Property taxes
$266
Home insurance
$164
HOA fees
$40
Utilities
Not included

Source: Public records

Home details
Size
1,988 sqft
Lot size
0.24 acres
Year built
1973
Type
Single Family Residence
HOA dues
$40.83

Source: MIBOR #22032908

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 12:24 am
Listing agent: Joshua Vida (574) 626-8432
Listing provided courtesy of: Paradigm Realty Solutions (574) 626-8432
Details provided by MIBOR and may not match the public record.
MLS ID: #22032908
Based on information submitted to the MLS GRID as of Apr 17 2025 - 15:58. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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