Exquisite Luxury Home in an Exclusive Gated Community. Welcome to 6101 Gold Yarrow Lane, Upper Marlboro, MD — a masterfully designed estate perched on nearly 2 premium acres in a private, gated enclave. This stunning residence blends timeless elegance with modern sophistication, delivering nearly 7,000 finished square feet of living space across 5 bedrooms and 4.5 baths. If you’re seeking a sanctuary of style, space, and privacy, this is the dream home you’ve been waiting for. Features - Lot Size: Almost 2 beautiful landscaped acres - Finished Living Space: 7,000+ sq ft - Bedrooms: 5 generously sized bedrooms - Bathrooms: 4 full baths + 1 half bath - Garage & Driveway: 3-car side-load garage with a long private driveway with new exterior lighting - Community:Exclusive gated neighborhood with enhanced security and sense of prestige - Energy & Efficiency: Green solar energy system and a water cistern and softening system designed for substantial savings - Flooring & Finishes: Newly painted, installed LVP and carpet flooring throughout and new quartz countertops in the kitchen and baths - Architecture & Design:Timeless colonial brick exterior, with a bright, open interior that flows effortlessly Inerior Highlights: - Entry & Foyer: The moment you step inside, you’re welcomed by a grand, light-filled foyer with soaring ceilings, new light fixtures throughout and new front door. - Open Kitchen: Large gourmet kitchen featuring high-end appliances, oversized island, lots of cabinetd, new quartz countertops, large pantry, and a breakfast nook with views to the lush grounds. - Living & Entertaining Spaces: Updated fireplace with custom trim to the ceiling, new c wine cabinet Multiple formal and casual living areas, including a spacious great room with a statement fireplace, and a formal dining room perfect for hosting memorable gatherings. - Primary Suite: A serene primary suite with en-suite bath, expansive walk-in custom closet, and private seating or study nook. - Additional Bedrooms: Generous rooms with ample closet space and thoughtful design, ideal for family, guests, or a home office. - Bonus Areas: Reimagined flex spaces—home theater, gym, or expansive home office—tailored to your lifestyle. - New Flooring:Brand-new flooring installed to elevate comfort and style throughout. - Light & Flow: Large windows throughout invite natural light and offler ews of the meticulously landscaped grounds. Custom window shade treatments that give room darkening, as well. Exterior & Outdoor Living - Curb Appeal: Lovely beautiful brick on 3 sides, curb appeal with a stately façade, manicured landscaping, and a welcoming entry. - Outdoor Entertaining: Expansive outdoor living spaces, perfect for al fresco dining and entertaining under the stars. Private grounds with lush greenery, mature trees, and serene views that create a peaceful retreat-like atmosphere. This home was made for entertaining and space for tents for private parties. - Storage & Convenience: Attached 3-car side-load garage with ample parking and storage solutions for all your needs. - Sustainable Features: Solar energy system to significantly reduce utility costs and a water cistern and softening system to maximize savings and efficiency. Community & Location - Gated Sophistication: A secure, exclusive gated community to ensure privacy and exclusivity in a meticulously maintained neighborhood. - Convenience: Close to premier dining, shopping, top-rated schools, and major commuting corridors for easy access to Washington, DC, and the entire DMV area. - Lifestyle: A community that blends luxury living with quiet, suburban charm. - Unparalleled space to host, work from home, and unwind - A pristine, gated setting that preserves privacy and security - A luxurious, thoughtfully designed layout that maximizes every square foot - The blend of upscale finishes with everyday practicality Shown by Appointments only by calling helpful listing agent Tina Marie.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
