Welcome to 6043 East West Way, an inviting coastal home nestled in the sought-after small community of Windsor Lakes of Myrtle Beach. With 2,128 heated square feet and 4 bedrooms, plus the cul-de-sac location this beautifully designed residence offers the perfect combination of comfort, functionality, privacy and outdoor enjoyment. Step inside from the front porch to find a bright, open-concept layout featuring spacious living areas, modern finishes, and large windows that fill the home with natural light. The well-appointed kitchen boasts generous counter space, sleek appliances, a center island, upgraded light fixtures and a seamless connection to the main living room — ideal for entertaining or relaxing with family. The primary suite provides a peaceful retreat with plenty of room to unwind, while additional bedrooms offer flexibility for guests, a home office, or hobbies. You will also enjoy the primary bathroom with double sinks, a soaking tub and a walk in shower. Outside, your very own private swimming pool awaits — perfect for cooling off on summer days or hosting backyard gatherings. The fenced yard and storage shed add convenience and extra space for organization, gardening, or recreational gear. You are close to the beach, the inner-coastal waterway, schools, shopping and all the fun and excitement Myrtle Beach has to offer. Windsor Lakes includes a secure area for boat and RV storage. The hand rails on the front porch and rear porches have been recently replaced, but it's been too chilly to paint. Painting will be completed before closing. Call to see this this one of a kind home today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
