604 S Caswell St, La Grange, NC 28551
5 beds · 3 baths · 2,600 sqft
Get a free consultation call with an expert in the mortgage assumption process.
The Jackson Plan from our Liberty Series is where style meets functionality, offering a spacious design perfect for growing households. This 2-story home features 5 bedrooms, 3 bathrooms, a 2-car garage, and 2,600 square feet of thoughtfully crafted living space. As you enter, you'll find a main-level bedroom with a walk-in closet and a full bathroom — ideal for guests. Continue down the hall to the dining area, which sits perfectly between the well-appointed kitchen and the inviting family room, creating an ideal space for gathering and entertaining. Upstairs, the primary suite is your private retreat, complete with a walk-in closet and an en suite bathroom. The upper level also features a loft area for added living or workspace, three additional bedrooms, a full bathroom, and a conveniently located laundry room. Known for providing the lowest price and price per square foot, National Homecorp is here to help you get more home for your money! SELLER-Paid Closing Costs: Enjoy up to 3.5 percent closing cost contribution when you use NHC Mortgage and our preferred title company. With more space for less money plus exclusive savings through seller-paid incentives, the Jackson Plan is the smart choice for your next home. Start your journey to homeownership today! Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan. For more info, call 704-318-2973!
Source: NORTHCAROLINAREGIONAL #100500518
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100500518
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.