VA loan
1 of 43
VA loan
$479,900
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Sign in to see required down payment for the 2.75% rate

6028 Chestnut Hollow Ct, Centreville, VA 20121

3 beds · 3 baths · 1,530 sqft

Stunning, fully renovated 3-bedroom, 2.5-bath, 3-level townhome in the sought-after Sunset Ridge at Little Rocky Run, move-in ready for today’s discerning buyer! Just minutes from major commuter routes (Rt. 28, 29, Braddock Rd, I-66) and a short distance to vibrant shopping and dining, this home blends modern upgrades with unbeatable convenience. Enjoy the active lifestyle with access to Little Rocky Run’s top-tier amenities: 3 pools, 3 recreation centers, tennis courts, basketball courts, playgrounds, and scenic walking trails. Step into a charming courtyard with a majestic shade tree and sleek siding exterior. Inside, an open-concept main level dazzles with new wide-plank hardwood-style flooring, fresh two-tone neutral paint, and contemporary lighting. The spacious living room, anchored by a cozy fireplace and large windows, flows into a dining area with a chic glass-shaded chandelier, perfect for gatherings. The fully reimagined kitchen is a chef’s dream, boasting gleaming granite countertops, shaker-style cabinetry, premium stainless steel appliances (including a glass cooktop range), and a peninsula with an undermount sink for extra prep space and casual dining. A stylish powder room with a modern basin sink completes the main level. Upstairs, the light-filled primary suite is a retreat, featuring new plush carpeting, a double-door entry, a large picture window, a private sitting room with a balcony offering serene wooded views, and a spa-inspired en suite bath with a sleek rectangular sink vanity, tub/shower combo, and updated lighting. Two additional bright bedrooms on the upper level share a beautifully updated bath with a new wood vanity and pristine tile. A convenient laundry closet with a newer full-size washer and dryer, new smoke detectors, new AC/heat pump, newer roof, windows, hot water heater, and two assigned parking spaces ensure low-maintenance living. Perfect for today’s connected and active buyer, this turnkey townhome combines modern elegance, smart upgrades, and a prime location in a community designed for vibrant living. Don’t miss out—schedule your tour today!

Estimated
Seller's interest rate
2.75%
7%
Estimated
Monthly payment

$2,099
$2,831
You may also save up to $220,112 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,831 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.75%
Remaining term
25 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,099
Principal & interest
$1,369
Mortgage insurance
-
Property taxes
$455
Home insurance
$163
HOA fees
$110
Utilities
Not included

Source: Public records

Home details
Size
1,530 sqft
Lot size
0.02 acres
Year built
1986
Type
Townhouse
HOA dues
$110.00

Source: BRIGHT #VAFX2240010

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 12, 2025 05:28 pm
Listing agent: Brian Wilson (703) 774-7465
Listing provided courtesy of: Redfin Corporation (703) 665-6665
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2240010
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
2.75%
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