$1,150,000
6012 Masondale Rd, Alexandria, VA 22315

About this home

Welcome to 6012 Masondale Drive, a stunning Everton model with a 2-car garage in the sought-after Northampton community of Kingstowne. This gorgeous stone-front home offers great curb appeal, with its inviting front porch and vibrant boxwoods framing the entry steps. As you enter, gleaming hardwood floors greet you in the foyer and flow throughout the entire home. High ceilings on every level and many windows with classic plantation shutters flood the space with natural light. Beautiful columns, sophisticated tray ceilings, and crown molding grace the living and dining rooms. The gorgeously updated kitchen features recessed lights, sleek stainless appliances, a double oven and cooktop, handsome 42-inch maple cabinets, and a useful island with an overhang for barstool seating. Just off the kitchen is the lovely family room, complete with a modern ceiling fan and a cozy fireplace with a marble surround and detailed wood mantel. The stylish mudroom leads out to the awesome paver patio and grilling area—the perfect place to relax with a glass of wine. On the upper level, you’ll find four generously sized bedrooms, all with bright windows and ample closet space. The impressive owner’s suite is enhanced with delicate crown molding and features two walk-in closets with built-in shelving, as well as a large en-suite bath with a double-sink vanity, a deep jetted soaking tub, and a separate shower with a rainforest showerhead. The laundry room is also located in the owner’s suite, making everyday living a breeze. You’ll love the amazing lower level of this home, which boasts a spacious rec room with an inviting wet bar featuring wood cabinetry with glass-front display cabinets, built-in wine racks, granite countertops and a beverage fridge-an ideal spot for entertaining. There’s also a bonus room perfect for an office, along with two big storage rooms and an additional closet. Some of the many updates in this lovely home include the HVAC (2019), hot water heater, upgraded security system, and finished basement storage room (2020), new dishwasher and microwave oven (2022), and refrigerator (2024). This terrific home also comes with Kingstowne’s endless amenities, including pools, gyms, community centers, basketball courts, tennis courts, pickleball courts, tot lots, and 12 miles of walking trails. It is conveniently located near two Metro stops, two town centers, and all major commuter routes.


4 bed
3.5 bath
3,824 sqft
0.09 acres
Single fam
Built 2010
2 car
A/C
Fireplace
Shared pool
Your payment
$5,569/mo at 4.25%
You save $8,317/year compared to a new mortgage.

VA loan: $589,761 at 4.25%
Gap loan: $0
Payment details
Home price
$1,150,000

Down payment
$560,238

Total loan (4.25%)
$589,761
VA loan (4.25%)
$589,761
Gap loan (7.13%)
$0

Term
17 yrs 11 mo

Tax rate

× $1,150,000 = $13,455/yr

Premium

Fees
Water/sewer
Electricity
Internet
Gas

Open house
Apr 12 • 2PM - 4PM
Neighborhood
FAQ

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.

Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.

Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.

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Last updated: Apr 09, 2026 09:14 am
Listing agent: Cynthia Schneider (703) 822-0207
Listing provided courtesy of: Long & Foster Real Estate, Inc., (703) 313-6499
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2295536
Payment calculations are estimates and exact amounts will be confirmed by your agent.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2026 Bright MLS. All rights reserved.
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