6006 Manor House Trl
Moseley, VA 23120
5 beds · 5 baths · 5,801 sqft
$899,000
Get prequalified6006 Manor House Trl
Moseley, VA 23120
5 beds · 5 baths · 5,801 sqft
$899,000
Get prequalifiedAmazing, ORIGINAL MODEL HOME in FoxCreek with fabulous updates & many recent upgrades, too! SUPER CONDITION & ready for its new owners! So many outstanding improvements & excellent features to appreciate, including several freshly painted rooms, elegant Brazilian Walnut hardwood floors on main level, new carpet on the 2nd level & updated LVP in the lower level. The main level offers a spacious & versatile floor plan with wonderful flow. Many comfortable rooms include expansive foyer & staircase, open living room & dining area, convenient home office/library with French doors, half bath, stunning kitchen with tons of cabinet & counter space & morning room with a lovely wall of windows & deck access; spacious den with stone hearth & mantel; separate stairs to access the second level, which has 5 generously sized bedrooms & 3 full baths. The Owner's Suite is truly a Five Star Experience with large tray ceiling in bedroom area, separate cozy sitting area, His & Hers Closets & luxury bath with dual vanities, linen closet, shower, soaking tub & private WC. ULTRA SPACIOUS WALK-OUT BASEMENT is like having TWO HOMES IN ONE! INCREDIBLE IN-LAW SUITE OPTIONS ABOUND! This astounding area has lots of natural light, a beautiful kitchenette with custom cabinetry, wine refrigerator, granite countertops, breakfast bar & dining alcove, comfortable living area, convenient access to patio & yard, large theater room with built-in surround system & a separate room for home office or optional bedroom. Full bath & huge storage area, too! The exterior has been lovingly maintained with many established perennial beds. The back yard is completely fenced for your convenience & privacy; the newer custom deck has a large enclosed storage area & the inviting patio offers plenty of space for relaxing & outdoor dining. Yes, the pool table & hot tub convey! Move in just in time to enjoy FoxCreek's pool, just around the corner & many other wonderful neighborhood amenities! Convenient to schools, shopping, dining & premier area hospitals!
Source: CENTRALVIRGINIA #2511910
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.