6001 Sweet Gum Run, Bartow, FL 33830
5 beds · 4 baths · 4,409 sqft
Under contract-accepting backup offers. Offering an assumable VA loan at just 2.375%, 6001 Sweet Gum Run is a charming Tudor-style estate tucked away on a lush 1.22-acre cul-de-sac lot in Bartow’s quiet Waterwood community. With 5 bedrooms, 3.5 bathrooms, and over 4,400 square feet of timeless architecture, this three-story home exudes warmth, space, and soul. From its romantic steep gables and diamond-pane windows to soaring ceilings and handcrafted fireplaces, this home offers rare architectural authenticity. The kitchen retains its original charm, offering generous space and solid bones for your future vision. Multiple living areas, a vast game room, and five well-appointed bedrooms provide flexible options for everyday living and entertaining. The third level features a private in-law suite complete with its own kitchen and laundry room, offering flexibility for extended stays, multi-generational living, or additional privacy and independence. Out back, the screened-in pool and spa offer the ultimate Florida retreat. The expansive 1,700 square foot pool enclosure surrounds a sparkling 8-foot-deep pool—perfect for summer fun and relaxed outdoor gatherings. Citrus lovers will enjoy the orange, lime, and lemon trees dotting the property, bringing a touch of sweetness to every season. For active lifestyles, the home is just moments from the scenic Fort Fraser Trail, ideal for peaceful afternoon strolls or morning bike rides. And nearby, the community tennis/pickleball court offers additional opportunities for recreation and connection. If you’re dreaming of a home that feels different from the rest—one with presence, peace, and potential—this is your place. Best of all, this home is priced to sell and is priced lower per square foot than others in the neighborhood, offering exceptional value in a truly distinctive setting.
Source: STELLAR #L4953481
Source: STELLAR #L4953481
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.