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597 Ozona Village Dr, Palm Harbor, FL 34683
3 beds · 4 baths · 2,324 sqft
One or more photo(s) has been virtually staged. Welcome to your dream home in the heart of Ozona which means "Pure Air". A charming coastal town known for its Old Florida Charm filled with Friends and Neighbors and surrounded by locally owned Bars, Restaurants, Shops all in a fun and vibrant Golf Cart Community with Live Outdoor Music always playing somewhere! This meticulously maintained 3-bedroom, 3.5-bathroom townhome, built in 2019, offers 2,324 square feet of smart and functional living space. Sitting just a couple of blocks from the water, but situated in a high and dry area and not in a Flood Zone, this home has remained untouched by recent hurricanes, providing peace of mind and security. Step inside to discover a bright and open floor plan adorned with high ceilings, vinyl plank flooring throughout and crown molding in all the right places. The grand foyer, illuminated by clerestory windows, welcomes you with an abundance of natural light. Plantation shutters throughout add a touch of elegance and privacy. The beautifully appointed kitchen is a chef's delight, featuring a stunning tile backsplash, extended island, upgraded appliances, a walk-in pantry with a custom-built door, solid wood cabinetry and quartz countertops. The adjacent living area flows seamlessly to the brick paver, covered rear lanai, complete with a pull-down sunshade for added comfort and privacy. Each of the three bedrooms is an ensuite, offering convenience and comfort for each family member and visitors. The spacious primary suite showcases tray ceilings, a beautifully updated bathroom with a dual sink vanity and a walk-in shower. A unique builder upgrade includes a convenient half bath located downstairs. This home is equipped with fully paid-off solar panels, reducing the electric bill to only $30 per month ~ resulting in nearly $10,000 in energy savings since 2021! Additional features include a whole-home water filtration system and an AC system with UV lights, ensuring clean and healthy air throughout. The community offers an array of amenities, including a pool, cabana, showers and restrooms. Located directly next to the 47-mile Pinellas Trail, outdoor enthusiasts will appreciate the easy access to biking and walking paths. Enjoy the convenience of nearby Ozona restaurants, shops, live music, and taverns ~ all just steps away. Downtown Palm Harbor is a short golf cart ride away and you can easily bike to nearby Downtown Dunedin and the famous Sponge Docks in Tarpon Springs. For boating enthusiasts, local marinas such as Home Port Marina, Island Harbor Marina, Ozona Boat Rentals, Ozona Fish Camp and Speckled Trout Marina are nearby. Golfers will appreciate the proximity to courses like Tarpon Springs Golf Course and Innisbrook Golf Resort, home of the annual PGA Valspar Golf Tournament. Experience the perfect blend of modern living and coastal charm in this hidden gem of Ozona. Don't miss the opportunity to make this exceptional townhome your own and Start Living the Florida Lifestyle Today!
Source: STELLAR #TB8377478
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8377478
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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