Welcome to this exquisite single-family home located in the prestigious Ave Maria neighborhood of The National Golf and Country Club. This meticulously maintained residence offers the perfect blend of luxury, comfort, and convenience, set against the backdrop of lush fairways and world-class amenities. This spacious home features 3 bedrooms plus a den and and 3 full bathrooms, with an open-concept floor plan designed for both family living and entertaining. The den features a window and a closet making it a versatile space for home office or additional guest quarters. The chef-inspired kitchen boasts stainless steel appliances, generous counter space, and a large island perfect for preparing meals or hosting guests. The expansive living room, dining area, and family room are bright and airy, with high ceilings and large windows that bring in abundant natural light and offer serene views of the surrounding landscape. Step outside to your private lanai, where you can unwind by the sparkling pool or enjoy the picturesque golf course views. The luxurious master suite is a true retreat, offering a spa-like bathroom, a large walk-in closet plus additional closet space, and a tranquil setting overlooking the course. As a resident and full golf member of The National Golf and Country Club, you’ll have exclusive access to the community’s premier amenities, including an 18-hole championship golf course, a state-of-the-art fitness center, tennis courts, pickleball courts, a resort-style pool, poolside dining and fine dining at the clubhouse. Golf membership is fully transferable, making this an incredible opportunity for a new owner to enjoy all the benefits of this exceptional club. Located just minutes from shopping, dining, and entertainment, this home offers the best of both luxury and convenience. Whether you’re an avid golfer or someone who simply enjoys an upscale, peaceful environment, this property is the perfect place to call home. Don’t miss the opportunity to experience the ultimate in golf course living, schedule your private showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
