5906 Union Ridge Dr Adamstown, MD 21710
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About this home
Multiple offers on property. Please have your offer best and final offer to me by 12pm Monday March 17th. This 5-bedroom, 4 1/2-bath colonial home in the Greenhill Manor community of Adamstown, MD, offers a truly exceptional living experience. The main level features stunning wood floors throughout, with a bright, open foyer that invites you into the home. The chef-inspired kitchen is a highlight, boasting ceramic flooring, granite countertops, stainless steel appliances, a gas cooktop, double ovens, and pendant lighting over the expansive island—ideal for cooking and entertaining guests. The family room is a cozy retreat with bamboo wood flooring, built-in bookshelves, and recessed lighting, creating a warm, inviting atmosphere. Plantation blinds on every window provide both privacy and style. There's also a conveniently located laundry/mud room off the kitchen and garage. A separate study/office off the front door offers a quiet space for working or studying from home, while the living and dining rooms are perfect for formal entertaining. The large sunroom is flooded with natural light and provides the perfect spot to relax and enjoy the surrounding views. On the upper level, you'll find all 5 bedrooms, including the spacious primary bedroom, which features a walk-in closet and a bump-out sitting area. The primary bath offers a jacuzzi tub, separate shower, and double vanity, providing a private oasis. With 3 full bathrooms on this level, everyone in the family will have their own space. The lower level is equally impressive, with beautiful LVP (luxury vinyl plank) flooring throughout. There's a bonus room that can be used as a media room, playroom, or additional living space. A full bath on this level adds convenience for guests or family members. The lower level also includes a walk-up exit to the backyard, perfect for outdoor entertaining and enjoying the scenery. Speaking of the backyard, it's an absolute retreat. The in-ground heated swimming pool is ready to enjoy, and the surrounding patio is perfect for relaxing or soaking up the sun. The entire backyard is completely fenced in, offering privacy and security, and there's a separate storage shed for all your outdoor equipment. Whether you're hosting a pool party or enjoying a quiet afternoon, this space is ideal for both. The home also offers a 2-car garage and ample driveway space, with a bump-out in the driveway for extra parking. Designed for both comfort and functionality, this home provides plenty of space for modern living, relaxation, and entertaining.
Source: BRIGHT #MDFR2060604
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Risk-free buyback
If you’re unsatisfied with your home we’ll buy it back — no fees, no hassle.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Risk-free buyback
If you're unsatisfied with your home we'll buy it back — no fees, no hassle.
Roam Price Match
If you find a better price on any home, we'll match it.