590 Birkdale Dr, Fairburn, GA 30213
5 beds · 4 baths · 4,278 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover the charm of this lovely home featuring five bedrooms and four and a half baths, situated in the highly desirable golf cart community of Durham Lakes. This thoughtfully designed home blends elegance with practicality, offering 3 Linen closets and 2 storage closets that provide ample room for organization. A convenient Jack and Jill bathroom connects two of the upstairs bedrooms, while the main level includes a generously sized bedroom and a full bathroom—perfect for guests or multi-generational living. The classic layout is enhanced by bright, light-filled spaces and luxury plank vinyl (LPV) flooring on the main level, replaced just three years ago. Step into the formal Living Rm, which also makes a Great office, and the elegant Dining Rm. These rooms flow seamlessly into the fully updated kitchen, a culinary haven featuring an oversized island, abundant cabinetry, granite countertops, stainless steel appliances, a breakfast bar, and a cozy kitchen nook. A gas hookup is available for those who prefer cooking with gas, and a convenient butler’s pantry adds additional storage and prep space. The expansive family room is anchored by a cozy gas fireplace, offering the perfect space to relax or entertain. Also on the main level, you’ll find a laundry room with utility sink hookup and access to a spacious two-car garage. Upstairs, four well-sized bedrooms await, including an impressive owner’s suite offering approximately 1,000 square feet of luxurious space. The primary retreat features a sitting area or office space, a spa-like bath with double vanity, and a generous walk-in closet. A gas furnace ensures comfort and warmth during cooler seasons. Outdoor living is just as inviting. Step out onto the screened-in porch—ideal for morning coffee or evening gatherings—and enjoy the lovely garden thoughtfully planted along the side of the home. The deep, flat lot provides a grassy backyard perfect for play or entertaining. The home's brick front adds timeless curb appeal, while its setting within a great community offers access to top-tier amenities including a swimming pool, playground, and tennis courts. With its blend of elegance, comfort, and location, this home truly offers the lifestyle you've been dreaming of. Don’t miss your chance to make it yours!
Source: FMLS #7567011
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7567011
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.