Welcome to 5829 Guenevere Ct – your private retreat in the heart of St. Cloud! Nestled on a peaceful cul-de-sac in a beautifully maintained gated community, this spacious 4-bedroom, 3-bathroom home offers nearly 2,600 square feet of comfortable living space designed for relaxation, entertainment, and everyday enjoyment. From the moment you arrive, you’ll be greeted by lush greenery and excellent curb appeal that set the tone for what’s inside. Step through the front door and discover a beautifully flowing floor plan featuring both a formal living room and a cozy family room—ideal for movie nights, gatherings, or just enjoying quiet evenings by the fireplace. The home also features a massive bonus room, providing endless possibilities for a game room, office, studio, or even a guest suite. The kitchen connects seamlessly to the living spaces, making it perfect for entertaining family and friends. With plenty of counter space, cabinets, and natural light, it’s a place where everyone will want to gather. The garage has been thoughtfully converted into an additional living area, adding even more flexibility to the home’s layout—perfect for multi-generational living or a creative workspace. Each bedroom offers plenty of space and comfort, while the bathrooms are well appointed and functional. Step outside to your own backyard oasis! The sparkling pool invites you to relax, unwind, and soak up the Florida sunshine. Whether you’re hosting a summer BBQ, throwing a pool party, or enjoying a quiet morning coffee overlooking the pond, this outdoor area is made for making memories. With plenty of patio space and tranquil water views, it’s the perfect setting for both fun and serenity. Located in a well-established gated community, this home offers security, privacy, and a welcoming atmosphere. 5829 Guenevere Ct is more than just a home—it’s your personal paradise.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
