Sign in to see required down payment for the 5.1% rate
5722 Conley Ct, Milton, FL 32571
4 beds · 2 baths · 1,835 sqft
***OPEN HOUSE SAT, JUNE 21, NOON - 2PM ***Welcome Home! This beautiful 4-bedroom, 2-bath home, built in 2020, features the spacious and open Rhett floor plan that’s perfect for everyday living and entertaining. The kitchen is a true highlight—with stainless steel appliances, a large island, granite countertops, recessed lighting, a deep farmhouse sink, updated fixtures, and a sleek subway tile backsplash. You'll love the luxury vinyl plank flooring throughout the main areas, plus soft, plush carpeting in the bedrooms. The laundry room is as charming as it is functional, with a stylish barn door, fun tile flooring, and added shelving for extra storage. But the real showstopper? The backyard! One of the largest in the neighborhood, it’s designed for fun and relaxation with a cozy firepit area (complete with solar lights and Adirondack chairs), a wooden playground for the kids, and a gated garden for all you green thumbs out there. Still not enough? Cool off at the nearby community pool or enjoy a day outdoors at Benny Russell Park, just a mile away. Plus, you're less than 10 minutes from shops, restaurants, and schools—everything you need is right at your fingertips. This home still feels brand new—come see why it’s the perfect place to call home!
Source: PENSACOLA #665352
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PENSACOLA #665352
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.