Sign in to see required down payment for the 3% rate
5638 Minnie Ct, Woodbridge, VA 22193
5 beds · 4 baths · 4,004 sqft
MAJOR PRICE REDUCTION!!! THE BEST PRICE IN THE SUBDIVISOIN.... Agents, thank you for showing this listing. Seller prefers using Cardinal Title. Please give one hour lead time for showing. Sellers will consider all offers. Welcome to this beautiful 3 level house located in the sought-after Hope Hill Crossing Neighborhood. This home boasts over 4,000 square feet of living space and features a welcoming front porch, perfect for your morning coffee. The well-manicured yard showcases pride of ownership. As you enter the house, you are greeted by 29 feet high-ceiling family and dining room and a beautiful long hallway. The first floor is adorned with hardwood flooring throughout. The large combo family and eat-in kitchen, plus a sunroom, provide ample space for gatherings. The kitchen features granite countertops, a large island, and stainless steel appliances. The house has an open concept design. Right outside the kitchen, you have a deck and a spacious backyard that is fenced in, ideal for cookouts and family gatherings. Upstairs, there are four generously sized bedrooms. The owner's suite includes extra space for relaxation and reading, as well as a huge walk-in closet. The basement offers 1,400 square feet of additional living space, including a family room, a full bedroom, a full bath, and storage space that can easily be converted into a second bedroom. The finish basement fills under the entire house. Each of the three levels of the house has additional bump-outs, providing a huge lower-level recreational space. This house has numerous upgrades that you must see for yourself. Additional features include: Large-sized car garages and ample driveway space High-tech WiFi-connected garage doors Ring doorbell and alarm system installed WiFi-connected sprinkler system that can be easily controlled from your phone The house is conveniently located close to a commuter lot, I-95, Potomac Mills Mall, Quantico, Stonebridge, and plenty of dining options. Schedule your private tour of this gorgeous house that has it all. Do not miss out!
Source: BRIGHT #VAPW2096532
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2096532
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.