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5632 Ridge View Dr, Alexandria, VA 22310
3 beds · 4 baths · 2,180 sqft
Welcome to this beautifully maintained end-unit townhome located in the desirable Loft Ridge community of Alexandria's Rose Hill area. Offering 3 spacious bedrooms and 4 well-appointed bathrooms, this home is ideally positioned adjacent to community green space and a nearby playground, with access to scenic trails and rolling hills perfect for outdoor fitness or relaxation. Inside, you'll find a sunlit layout with south-facing windows that fill the living areas and guest rooms with natural light. The expansive primary suite features a private ensuite bath and walk-in closet, creating a true retreat. A separate dining room leads into the updated kitchen, complete with modern appliances and functional flow—ideal for both everyday living and entertaining. Enjoy outdoor living on the deck overlooking a generous backyard area. The fully finished basement provides incredible flexibility, with space for a home gym, media or recreation room, and includes a wood-burning fireplace. There's even potential to create a private suite with a separate entrance and half bath. Additional highlights include one assigned parking space, a guest spot, and a tree-lined setting that offers a sense of privacy and charm. Conveniently located just minutes from Kingstowne and Rose Hill shopping centers, and with easy access to major commuter routes and military installations like Fort Belvoir and JBAB, this home offers comfort, convenience, and community all in one.
Source: BRIGHT #VAFX2252518
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2252518
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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