5608 La Vista Dr
Alexandria, VA 22310
4 beds · 2 baths · 2,000 sqft
$649,900
Get prequalifiedAbout this home
OFFER DEADLINE: Tuesday 7/8 at 2pm. Looking for your first home, a little more elbow room, or just tired of condo rules and fees? Welcome to your opportunity to own a fully renovated 4-bedroom, 2-bath single-family home on a spacious one-third acre lot...and all for less than the price of a Kingstowne townhome. Oh, and did we mention? There’s no HOA. Thoughtfully updated from the studs up, this two-level home is a rare find at this price point. Inside, you'll find modern finishes, functional updates, and flexible living space-all ready for you to move in and enjoy. Highlights include: Two fully renovated bathrooms featuring sleek tile work, stylish vanities, and updated fixtures A crisp white kitchen with rows of cabinetry, stainless steel appliances, a generously sized island, and designer touches like woven Roman blinds Refinished hardwood floors and neutral tones throughout for a fresh, move-in ready feel Upgraded HVAC (2021) and newer water heater (2023) for year-round comfort and peace of mind Energy-efficient windows and doors to help keep your utility bills in check A flagstone patio that’s perfect for grilling and entertaining A custom-built shed with electricity for your tools, hobbies, or extra storage This home is ideal for buyers relocating from the city, first-time homeowners, or anyone craving more space without giving up convenience. Located in the Fairfax County section of Alexandria, you’re just minutes to Huntington Metro, Old Town, Kingstowne, Del Ray, I-495, and major military and federal hubs like Fort Belvoir, Coast Guard HQ, and Bolling AFB. Zoned for Clermont Elementary. If you’re ready to say goodbye to renting and hello to your own space, this home delivers value, location, and lifestyle. Come see why this hidden gem should be your next address.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Alexandria, VA 22310
4 beds · 2 baths · 2,000 sqft