5531 Hurstcliffe Dr NW, Kennesaw, GA 30152
4 beds · 2 baths · 2,867 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Beautiful 4-Bedroom, 2.5-Bath Home in Highly Desirable School District! This home has had many major items updated within recent years boasting newer siding, windows, doors, flooring, lighting, HVAC's, water heater and roof. A charming rocking chair front porch welcomes you into the home, leading to a spacious living room or office and a separate dining room. The main level features a cozy fireside family room, a half bath, and as an added bonus there is an extra shower installed right off the garage entryway - perfect for cleaning up after messy outdoor activities or as a dog wash station. The well appointed kitchen has a large island with bar seating and has plenty of counter and cabinet space. Upstairs you will find the spacious master suite that includes a soaking tub, an oversized shower, dual vanities, and a large walk-in closet. The additional bonus room has its own stairwell access and is adjacent to the master bedroom would be perfect as an additional bedroom, media room, playroom, or nursery, and it comes with two walk-in closets for added storage. The backyard offers a great deck for entertaining and a roomy shed (with power) provides an excellent space for a shop or additional storage needs. Sellers are also leaving a greenhouse for the next owners to enjoy. Turnkey property in a great location to call home!
Source: GAMLS #10510930
Source: GAMLS #10510930
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.