547 Sardinia Cir, Davenport, FL 33837
4 beds · 2 baths · 1,768 sqft
Under contract-accepting backup offers. Must see this 4 bedroom/2 bathroom Single Family Block home with Solar in the heart of Davenport built in 2017! No Flood Zone! Upon entering, a well-designed layout unfolds with an open floor plan that seamlessly connects the kitchen/dining area/living room. The kitchen features beautiful granite countertops, high-end solid wood cabinets, appliances, and an island that’s perfect for casual meals or socializing. The adjacent living room is massive, giving you a ton of options. The dining area provides a cozy spot for family dinners and entertaining guests. Off the kitchen is a convenient laundry room and the second bathroom, ensuring practicality and ease of use. The owner's suite is a true retreat, featuring tray ceilings, a walk-in closet, and an ensuite bathroom with his-and-her sinks (granite countertops), standup shower and tub. Outside, you'll find a nice sized yard with a generous patio that’s perfect for relaxing evenings or entertaining friends. Other features include: 2 car garage, water treatment system, security system and sprinkler system. Buyer to take over lease payment on Solar panel system $124/month. The community amenities include a pool and playground! Proximity to world-renowned attractions like Disney, Universal Studios, and Legoland. The neighborhood is also close to schools, restaurants, and shopping, ensuring that everything you need is within reach. Schedule a showing today and discover all this home has to give!
Source: STELLAR #TB8393808
Source: STELLAR #TB8393808
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.