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5421 Willow Oak Dr, Prince George, VA 23875
3 beds · 3 baths · 1,651 sqft
Welcome to your perfect retreat! This 3-bedroom, 2.5-bath home offers the ideal blend of comfort, style, and outdoor living. Nestled in a serene neighborhood, it’s perfectly situated right across the street from a scenic park — providing extra space for recreation and outdoor activities. Step inside to discover a spacious layout featuring a bright and airy living area, a modern kitchen with ample counter space, and a cozy dining nook — perfect for family meals or entertaining guests. Upstairs, the generous primary suite includes a private bath and walk-in closet, while two additional bedrooms share a full bathroom, offering plenty of room for everyone. Step outside to your private backyard oasis, where an inviting in-ground pool awaits. Whether you’re hosting summer pool parties or enjoying a quiet evening swim, this outdoor space is sure to be a favorite. Big ticket items have been done for you - refrigerator, stove, washer, dryer, heat pump, roof and solar panels are all about a year and half old. Solar panels will be paid off at closing. Back up battery from panels run the kitchen and some lights should the power go out and also saves on power bill! Don’t miss the opportunity to make this home your own — schedule a showing today!
Source: CENTRALVIRGINIA #2514839
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2514839
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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