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$675,000
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538 Majestic Oak Dr, Apopka, FL 32712

4 beds · 4 baths · 3,479 sqft

Elegant 4-Bedroom Home in Sweetwater Country Club – Bonus Suite, Gourmet Kitchen & Prime Location! Welcome to this stunning 4-bedroom, 4-bathroom estate nestled in the highly sought-after Sweetwater Country Club Golf community. With a 3-car garage (golf cart space), spacious layout, and premium upgrades throughout, this residence offers an extraordinary blend of luxury, comfort, and function. Step through the grand foyer and you’re instantly greeted by an ornamental tile inlay, soaring ceilings, pillowed tile floors, custom rounded corners, lighted niches and arched entryways. A formal dining room features built-in shelving for elegant entertaining, while the formal living room is adorned with French doors that open to the heart of the home. The chef-inspired gourmet kitchen is a dream, boasting 42-inch upper cabinetry, roll-out bottom shelving, walk-in pantry, center island, built-in desk, and a breakfast nook that beautifully wraps around the space. A bayed dinette window adds light and charm, flowing seamlessly into the spacious family room, where a wood-burning fireplace and triple sliders invite you to relax or entertain on the covered back patio. The luxurious master retreat is privately situated with direct patio access, dual sinks, his and hers walk-in closets, a water closet, oversized garden tub, separate shower, and linen storage. The split floor plan ensures privacy, with generously sized secondary bedrooms, including one with a built-in seating area and dresser. Need more space? A dedicated flex room or office features a large walk-in closet—ideal for remote work. Upstairs, discover an expansive bonus suite with full bath and walk-in closet, perfect as a second master, teen retreat, or home theater (as currently used). Enjoy year-round outdoor living with covered front and back patios, a fully fenced backyard, and manicured landscaping. Notable Upgrades: • New roof, gutters, and gutter guards (Dec 2021) • New upstairs HVAC (June 2023) • New hot water heater (Nov 2024) • Seller-provided home warranty Community Amenities Include: • Private access to Lake Brantley with boat ramp & sandy beach • Riverbend Park & Wekiva River access • Sweetwater Beach and "The Beach" Park • Tennis courts, pickleball, beach volleyball, basketball, 2 playgrounds, fishing dock, covered pavilions, dog parks & more LOCATION, LOCATION, LOCATION –Just a Golf cart ride over to Sweetwater Golf Club, Minutes to Wekiva Springs State Park, Wekiva Island, major highways, top-rated schools, shopping, dining, and entertainment. Disney and Universal Studios are just a 35–45-minute drive (traffic dependent). This is a rare opportunity to own a meticulously maintained, move-in-ready home in one of Central Florida’s premier communities. Showings by appointment only.

Estimated
Seller's interest rate
2.875%
7%
Estimated
Monthly payment

$2,980
$3,939
You may also save up to $296,497 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $3,939 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.875%
Remaining term
25 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,980
Principal & interest
$1,826
Mortgage insurance
-
Property taxes
$461
Home insurance
$613
HOA fees
$79
Utilities
Not included

Source: Public records

Home details
Size
3,479 sqft
Lot size
0.24 acres
Year built
2002
Type
Single Family Residence
HOA dues
$79.17

Source: STELLAR #O6322290

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 09, 2025 07:15 am
Listing agent: Christine Landrau (407) 949-1421
Listing provided courtesy of: MARK SPAIN REAL ESTATE (855) 299-7653
Details provided by STELLAR and may not match the public record.
MLS ID: #O6322290
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
2.875%
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