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$374,950
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5330 Verlinda Dr, North Chesterfield, VA 23237

3 beds · 3 baths · 1,929 sqft

Welcome to your new home in the heart of Chester! Tucked away at the end of a peaceful cul-de-sac, this beautifully maintained 5-year-old gem offers nearly 2,000 sq. ft. of stylish living space on almost a full acre—blending privacy, charm, and convenience. From the moment you arrive, the home’s exceptional curb appeal and inviting front porch set the tone for what’s inside. Step through the door into a bright, open-concept layout bathed in natural light, where the spacious living and dining areas flow seamlessly together—perfect for everyday living and entertaining. The heart of the home is the modern kitchen, featuring sleek granite countertops, stainless steel appliances, a generous island with barstool seating, and ample storage. Just around the corner, discover a spacious laundry room, a convenient half bath, and access to the expansive first-floor owner’s suite. This private retreat includes a large walk-in closet and a luxurious en suite bath with dual granite vanities and a shower-tub combo. Upstairs, you’ll find two oversized bedrooms—each with walk-in closets and private vanities—connected by a shared Jack-and-Jill Bathroom , offering the perfect blend of comfort and functionality. Don't miss your chance to own this tranquil slice of Chester—where space, style, and serenity meet.

Estimated
Seller's interest rate
3.1%
7%
Estimated
Monthly payment

$1,718
$2,253
You may also save up to $160,818 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,253 monthly payment

Financed
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Location
Loan details
Loan type
FHA
Rate
3.1%
Remaining term
25 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,718
Principal & interest
$1,123
Mortgage insurance
$186
Property taxes
$281
Home insurance
$128
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,929 sqft
Lot size
0.97 acres
Year built
2020
Type
Single Family Residence
HOA dues
$0.00

Source: CENTRALVIRGINIA #2516120

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 20, 2025 08:22 pm
Listing agent: Richard Sena (804) 904-7258
Listing provided courtesy of: Redfin Corporation (703) 592-6913
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2516120
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
3.1%
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